LTV · monthly repayment
▼ 0.50% · 3.625%
HK$77,338
−HK$4,850/mo
▼ 0.25% · 3.875%
HK$79,744
−HK$2,444/mo
Today · 4.125%
HK$82,188
baseline
▲ 0.50% · 4.625%
HK$87,189
+HK$5,001/mo
Deposit HK$16.96M · loan HK$16.96M · min. income ≈ HK$164,376/mo (50% DSR)
Upfront cash ≈ HK$18.40M (deposit + AVD stamp duty HK$1,441,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,038
−HK$4,648/mo
▼ 0.25% · 3.875%
HK$88,345
−HK$2,341/mo
Today · 4.125%
HK$90,686
baseline
▲ 0.50% · 4.625%
HK$95,467
+HK$4,781/mo
Deposit HK$16.96M · loan HK$16.96M · min. income ≈ HK$181,372/mo (50% DSR)
Upfront cash ≈ HK$18.40M (deposit + AVD stamp duty HK$1,441,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,806
−HK$5,820/mo
▼ 0.25% · 3.875%
HK$95,693
−HK$2,933/mo
Today · 4.125%
HK$98,626
baseline
▲ 0.50% · 4.625%
HK$104,627
+HK$6,001/mo
Deposit HK$13.57M · loan HK$20.35M · min. income ≈ HK$197,252/mo (50% DSR)
Upfront cash ≈ HK$15.01M (deposit + AVD stamp duty HK$1,441,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,246
−HK$5,578/mo
▼ 0.25% · 3.875%
HK$106,015
−HK$2,809/mo
Today · 4.125%
HK$108,824
baseline
▲ 0.50% · 4.625%
HK$114,560
+HK$5,736/mo
Deposit HK$13.57M · loan HK$20.35M · min. income ≈ HK$217,648/mo (50% DSR)
Upfront cash ≈ HK$15.01M (deposit + AVD stamp duty HK$1,441,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,273
−HK$6,790/mo
▼ 0.25% · 3.875%
HK$111,641
−HK$3,422/mo
Today · 4.125%
HK$115,063
baseline
▲ 0.50% · 4.625%
HK$122,065
+HK$7,002/mo
Deposit HK$10.17M · loan HK$23.74M · min. income ≈ HK$230,126/mo (50% DSR)
Upfront cash ≈ HK$11.62M (deposit + AVD stamp duty HK$1,441,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,453
−HK$6,508/mo
▼ 0.25% · 3.875%
HK$123,684
−HK$3,277/mo
Today · 4.125%
HK$126,961
baseline
▲ 0.50% · 4.625%
HK$133,653
+HK$6,692/mo
Deposit HK$10.17M · loan HK$23.74M · min. income ≈ HK$253,922/mo (50% DSR)
Upfront cash ≈ HK$11.62M (deposit + AVD stamp duty HK$1,441,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,209
−HK$8,729/mo
▼ 0.25% · 3.875%
HK$143,539
−HK$4,399/mo
Today · 4.125%
HK$147,938
baseline
▲ 0.50% · 4.625%
HK$156,940
+HK$9,002/mo
Deposit HK$3.39M · loan HK$30.52M · min. income ≈ HK$295,876/mo (50% DSR)
Upfront cash ≈ HK$4.83M (deposit + AVD stamp duty HK$1,441,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,868
−HK$8,367/mo
▼ 0.25% · 3.875%
HK$159,022
−HK$4,213/mo
Today · 4.125%
HK$163,235
baseline
▲ 0.50% · 4.625%
HK$171,840
+HK$8,605/mo
Deposit HK$3.39M · loan HK$30.52M · min. income ≈ HK$326,470/mo (50% DSR)
Upfront cash ≈ HK$4.83M (deposit + AVD stamp duty HK$1,441,450 · Scale 2, in force from 26 Feb 2026)