LTV · monthly repayment
▼ 0.50% · 3.625%
HK$77,342
−HK$4,850/mo
▼ 0.25% · 3.875%
HK$79,748
−HK$2,444/mo
Today · 4.125%
HK$82,192
baseline
▲ 0.50% · 4.625%
HK$87,193
+HK$5,001/mo
Deposit HK$16.96M · loan HK$16.96M · min. income ≈ HK$164,384/mo (50% DSR)
Upfront cash ≈ HK$18.40M (deposit + AVD stamp duty HK$1,441,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,042
−HK$4,649/mo
▼ 0.25% · 3.875%
HK$88,350
−HK$2,341/mo
Today · 4.125%
HK$90,691
baseline
▲ 0.50% · 4.625%
HK$95,471
+HK$4,780/mo
Deposit HK$16.96M · loan HK$16.96M · min. income ≈ HK$181,382/mo (50% DSR)
Upfront cash ≈ HK$18.40M (deposit + AVD stamp duty HK$1,441,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,810
−HK$5,820/mo
▼ 0.25% · 3.875%
HK$95,697
−HK$2,933/mo
Today · 4.125%
HK$98,630
baseline
▲ 0.50% · 4.625%
HK$104,632
+HK$6,002/mo
Deposit HK$13.57M · loan HK$20.35M · min. income ≈ HK$197,260/mo (50% DSR)
Upfront cash ≈ HK$15.01M (deposit + AVD stamp duty HK$1,441,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,251
−HK$5,578/mo
▼ 0.25% · 3.875%
HK$106,020
−HK$2,809/mo
Today · 4.125%
HK$108,829
baseline
▲ 0.50% · 4.625%
HK$114,565
+HK$5,736/mo
Deposit HK$13.57M · loan HK$20.35M · min. income ≈ HK$217,658/mo (50% DSR)
Upfront cash ≈ HK$15.01M (deposit + AVD stamp duty HK$1,441,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,279
−HK$6,790/mo
▼ 0.25% · 3.875%
HK$111,647
−HK$3,422/mo
Today · 4.125%
HK$115,069
baseline
▲ 0.50% · 4.625%
HK$122,070
+HK$7,001/mo
Deposit HK$10.18M · loan HK$23.74M · min. income ≈ HK$230,138/mo (50% DSR)
Upfront cash ≈ HK$11.62M (deposit + AVD stamp duty HK$1,441,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,459
−HK$6,508/mo
▼ 0.25% · 3.875%
HK$123,690
−HK$3,277/mo
Today · 4.125%
HK$126,967
baseline
▲ 0.50% · 4.625%
HK$133,660
+HK$6,693/mo
Deposit HK$10.18M · loan HK$23.74M · min. income ≈ HK$253,934/mo (50% DSR)
Upfront cash ≈ HK$11.62M (deposit + AVD stamp duty HK$1,441,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,215
−HK$8,730/mo
▼ 0.25% · 3.875%
HK$143,546
−HK$4,399/mo
Today · 4.125%
HK$147,945
baseline
▲ 0.50% · 4.625%
HK$156,948
+HK$9,003/mo
Deposit HK$3.39M · loan HK$30.53M · min. income ≈ HK$295,890/mo (50% DSR)
Upfront cash ≈ HK$4.83M (deposit + AVD stamp duty HK$1,441,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,876
−HK$8,367/mo
▼ 0.25% · 3.875%
HK$159,029
−HK$4,214/mo
Today · 4.125%
HK$163,243
baseline
▲ 0.50% · 4.625%
HK$171,848
+HK$8,605/mo
Deposit HK$3.39M · loan HK$30.53M · min. income ≈ HK$326,486/mo (50% DSR)
Upfront cash ≈ HK$4.83M (deposit + AVD stamp duty HK$1,441,519 · Scale 2, in force from 26 Feb 2026)