LTV · monthly repayment
▼ 0.50% · 3.625%
HK$77,350
−HK$4,850/mo
▼ 0.25% · 3.875%
HK$79,756
−HK$2,444/mo
Today · 4.125%
HK$82,200
baseline
▲ 0.50% · 4.625%
HK$87,202
+HK$5,002/mo
Deposit HK$16.96M · loan HK$16.96M · min. income ≈ HK$164,400/mo (50% DSR)
Upfront cash ≈ HK$18.40M (deposit + AVD stamp duty HK$1,441,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,051
−HK$4,649/mo
▼ 0.25% · 3.875%
HK$88,359
−HK$2,341/mo
Today · 4.125%
HK$90,700
baseline
▲ 0.50% · 4.625%
HK$95,481
+HK$4,781/mo
Deposit HK$16.96M · loan HK$16.96M · min. income ≈ HK$181,400/mo (50% DSR)
Upfront cash ≈ HK$18.40M (deposit + AVD stamp duty HK$1,441,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,820
−HK$5,820/mo
▼ 0.25% · 3.875%
HK$95,707
−HK$2,933/mo
Today · 4.125%
HK$98,640
baseline
▲ 0.50% · 4.625%
HK$104,642
+HK$6,002/mo
Deposit HK$13.57M · loan HK$20.35M · min. income ≈ HK$197,280/mo (50% DSR)
Upfront cash ≈ HK$15.01M (deposit + AVD stamp duty HK$1,441,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,261
−HK$5,579/mo
▼ 0.25% · 3.875%
HK$106,030
−HK$2,810/mo
Today · 4.125%
HK$108,840
baseline
▲ 0.50% · 4.625%
HK$114,577
+HK$5,737/mo
Deposit HK$13.57M · loan HK$20.35M · min. income ≈ HK$217,680/mo (50% DSR)
Upfront cash ≈ HK$15.01M (deposit + AVD stamp duty HK$1,441,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,290
−HK$6,790/mo
▼ 0.25% · 3.875%
HK$111,658
−HK$3,422/mo
Today · 4.125%
HK$115,080
baseline
▲ 0.50% · 4.625%
HK$122,083
+HK$7,003/mo
Deposit HK$10.18M · loan HK$23.75M · min. income ≈ HK$230,160/mo (50% DSR)
Upfront cash ≈ HK$11.62M (deposit + AVD stamp duty HK$1,441,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,471
−HK$6,509/mo
▼ 0.25% · 3.875%
HK$123,702
−HK$3,278/mo
Today · 4.125%
HK$126,980
baseline
▲ 0.50% · 4.625%
HK$133,673
+HK$6,693/mo
Deposit HK$10.18M · loan HK$23.75M · min. income ≈ HK$253,960/mo (50% DSR)
Upfront cash ≈ HK$11.62M (deposit + AVD stamp duty HK$1,441,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,230
−HK$8,731/mo
▼ 0.25% · 3.875%
HK$143,561
−HK$4,400/mo
Today · 4.125%
HK$147,961
baseline
▲ 0.50% · 4.625%
HK$156,964
+HK$9,003/mo
Deposit HK$3.39M · loan HK$30.53M · min. income ≈ HK$295,922/mo (50% DSR)
Upfront cash ≈ HK$4.83M (deposit + AVD stamp duty HK$1,441,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,892
−HK$8,368/mo
▼ 0.25% · 3.875%
HK$159,046
−HK$4,214/mo
Today · 4.125%
HK$163,260
baseline
▲ 0.50% · 4.625%
HK$171,866
+HK$8,606/mo
Deposit HK$3.39M · loan HK$30.53M · min. income ≈ HK$326,520/mo (50% DSR)
Upfront cash ≈ HK$4.83M (deposit + AVD stamp duty HK$1,441,666 · Scale 2, in force from 26 Feb 2026)