LTV · monthly repayment
▼ 0.50% · 3.625%
HK$77,373
−HK$4,852/mo
▼ 0.25% · 3.875%
HK$79,780
−HK$2,445/mo
Today · 4.125%
HK$82,225
baseline
▲ 0.50% · 4.625%
HK$87,228
+HK$5,003/mo
Deposit HK$16.97M · loan HK$16.97M · min. income ≈ HK$164,450/mo (50% DSR)
Upfront cash ≈ HK$18.41M (deposit + AVD stamp duty HK$1,442,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,077
−HK$4,650/mo
▼ 0.25% · 3.875%
HK$88,385
−HK$2,342/mo
Today · 4.125%
HK$90,727
baseline
▲ 0.50% · 4.625%
HK$95,509
+HK$4,782/mo
Deposit HK$16.97M · loan HK$16.97M · min. income ≈ HK$181,454/mo (50% DSR)
Upfront cash ≈ HK$18.41M (deposit + AVD stamp duty HK$1,442,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,847
−HK$5,823/mo
▼ 0.25% · 3.875%
HK$95,736
−HK$2,934/mo
Today · 4.125%
HK$98,670
baseline
▲ 0.50% · 4.625%
HK$104,674
+HK$6,004/mo
Deposit HK$13.57M · loan HK$20.36M · min. income ≈ HK$197,340/mo (50% DSR)
Upfront cash ≈ HK$15.01M (deposit + AVD stamp duty HK$1,442,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,292
−HK$5,580/mo
▼ 0.25% · 3.875%
HK$106,062
−HK$2,810/mo
Today · 4.125%
HK$108,872
baseline
▲ 0.50% · 4.625%
HK$114,611
+HK$5,739/mo
Deposit HK$13.57M · loan HK$20.36M · min. income ≈ HK$217,744/mo (50% DSR)
Upfront cash ≈ HK$15.01M (deposit + AVD stamp duty HK$1,442,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,322
−HK$6,793/mo
▼ 0.25% · 3.875%
HK$111,691
−HK$3,424/mo
Today · 4.125%
HK$115,115
baseline
▲ 0.50% · 4.625%
HK$122,119
+HK$7,004/mo
Deposit HK$10.18M · loan HK$23.75M · min. income ≈ HK$230,230/mo (50% DSR)
Upfront cash ≈ HK$11.62M (deposit + AVD stamp duty HK$1,442,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,507
−HK$6,511/mo
▼ 0.25% · 3.875%
HK$123,739
−HK$3,279/mo
Today · 4.125%
HK$127,018
baseline
▲ 0.50% · 4.625%
HK$133,713
+HK$6,695/mo
Deposit HK$10.18M · loan HK$23.75M · min. income ≈ HK$254,036/mo (50% DSR)
Upfront cash ≈ HK$11.62M (deposit + AVD stamp duty HK$1,442,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,271
−HK$8,734/mo
▼ 0.25% · 3.875%
HK$143,603
−HK$4,402/mo
Today · 4.125%
HK$148,005
baseline
▲ 0.50% · 4.625%
HK$157,010
+HK$9,005/mo
Deposit HK$3.39M · loan HK$30.54M · min. income ≈ HK$296,010/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$1,442,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,938
−HK$8,371/mo
▼ 0.25% · 3.875%
HK$159,093
−HK$4,216/mo
Today · 4.125%
HK$163,309
baseline
▲ 0.50% · 4.625%
HK$171,917
+HK$8,608/mo
Deposit HK$3.39M · loan HK$30.54M · min. income ≈ HK$326,618/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$1,442,096 · Scale 2, in force from 26 Feb 2026)