LTV · monthly repayment
▼ 0.50% · 3.625%
HK$77,384
−HK$4,853/mo
▼ 0.25% · 3.875%
HK$79,791
−HK$2,446/mo
Today · 4.125%
HK$82,237
baseline
▲ 0.50% · 4.625%
HK$87,241
+HK$5,004/mo
Deposit HK$16.97M · loan HK$16.97M · min. income ≈ HK$164,474/mo (50% DSR)
Upfront cash ≈ HK$18.41M (deposit + AVD stamp duty HK$1,442,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,089
−HK$4,651/mo
▼ 0.25% · 3.875%
HK$88,398
−HK$2,342/mo
Today · 4.125%
HK$90,740
baseline
▲ 0.50% · 4.625%
HK$95,523
+HK$4,783/mo
Deposit HK$16.97M · loan HK$16.97M · min. income ≈ HK$181,480/mo (50% DSR)
Upfront cash ≈ HK$18.41M (deposit + AVD stamp duty HK$1,442,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,861
−HK$5,823/mo
▼ 0.25% · 3.875%
HK$95,749
−HK$2,935/mo
Today · 4.125%
HK$98,684
baseline
▲ 0.50% · 4.625%
HK$104,689
+HK$6,005/mo
Deposit HK$13.57M · loan HK$20.36M · min. income ≈ HK$197,368/mo (50% DSR)
Upfront cash ≈ HK$15.02M (deposit + AVD stamp duty HK$1,442,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,307
−HK$5,581/mo
▼ 0.25% · 3.875%
HK$106,077
−HK$2,811/mo
Today · 4.125%
HK$108,888
baseline
▲ 0.50% · 4.625%
HK$114,628
+HK$5,740/mo
Deposit HK$13.57M · loan HK$20.36M · min. income ≈ HK$217,776/mo (50% DSR)
Upfront cash ≈ HK$15.02M (deposit + AVD stamp duty HK$1,442,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,338
−HK$6,793/mo
▼ 0.25% · 3.875%
HK$111,707
−HK$3,424/mo
Today · 4.125%
HK$115,131
baseline
▲ 0.50% · 4.625%
HK$122,137
+HK$7,006/mo
Deposit HK$10.18M · loan HK$23.76M · min. income ≈ HK$230,262/mo (50% DSR)
Upfront cash ≈ HK$11.62M (deposit + AVD stamp duty HK$1,442,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,524
−HK$6,512/mo
▼ 0.25% · 3.875%
HK$123,757
−HK$3,279/mo
Today · 4.125%
HK$127,036
baseline
▲ 0.50% · 4.625%
HK$133,732
+HK$6,696/mo
Deposit HK$10.18M · loan HK$23.76M · min. income ≈ HK$254,072/mo (50% DSR)
Upfront cash ≈ HK$11.62M (deposit + AVD stamp duty HK$1,442,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,291
−HK$8,735/mo
▼ 0.25% · 3.875%
HK$143,624
−HK$4,402/mo
Today · 4.125%
HK$148,026
baseline
▲ 0.50% · 4.625%
HK$157,033
+HK$9,007/mo
Deposit HK$3.39M · loan HK$30.54M · min. income ≈ HK$296,052/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$1,442,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,960
−HK$8,372/mo
▼ 0.25% · 3.875%
HK$159,116
−HK$4,216/mo
Today · 4.125%
HK$163,332
baseline
▲ 0.50% · 4.625%
HK$171,941
+HK$8,609/mo
Deposit HK$3.39M · loan HK$30.54M · min. income ≈ HK$326,664/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$1,442,303 · Scale 2, in force from 26 Feb 2026)