LTV · monthly repayment
▼ 0.50% · 3.625%
HK$77,388
−HK$4,853/mo
▼ 0.25% · 3.875%
HK$79,795
−HK$2,446/mo
Today · 4.125%
HK$82,241
baseline
▲ 0.50% · 4.625%
HK$87,245
+HK$5,004/mo
Deposit HK$16.97M · loan HK$16.97M · min. income ≈ HK$164,482/mo (50% DSR)
Upfront cash ≈ HK$18.41M (deposit + AVD stamp duty HK$1,442,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,093
−HK$4,652/mo
▼ 0.25% · 3.875%
HK$88,402
−HK$2,343/mo
Today · 4.125%
HK$90,745
baseline
▲ 0.50% · 4.625%
HK$95,528
+HK$4,783/mo
Deposit HK$16.97M · loan HK$16.97M · min. income ≈ HK$181,490/mo (50% DSR)
Upfront cash ≈ HK$18.41M (deposit + AVD stamp duty HK$1,442,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,866
−HK$5,823/mo
▼ 0.25% · 3.875%
HK$95,754
−HK$2,935/mo
Today · 4.125%
HK$98,689
baseline
▲ 0.50% · 4.625%
HK$104,694
+HK$6,005/mo
Deposit HK$13.58M · loan HK$20.36M · min. income ≈ HK$197,378/mo (50% DSR)
Upfront cash ≈ HK$15.02M (deposit + AVD stamp duty HK$1,442,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,312
−HK$5,582/mo
▼ 0.25% · 3.875%
HK$106,083
−HK$2,811/mo
Today · 4.125%
HK$108,894
baseline
▲ 0.50% · 4.625%
HK$114,634
+HK$5,740/mo
Deposit HK$13.58M · loan HK$20.36M · min. income ≈ HK$217,788/mo (50% DSR)
Upfront cash ≈ HK$15.02M (deposit + AVD stamp duty HK$1,442,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,343
−HK$6,794/mo
▼ 0.25% · 3.875%
HK$111,713
−HK$3,424/mo
Today · 4.125%
HK$115,137
baseline
▲ 0.50% · 4.625%
HK$122,143
+HK$7,006/mo
Deposit HK$10.18M · loan HK$23.76M · min. income ≈ HK$230,274/mo (50% DSR)
Upfront cash ≈ HK$11.62M (deposit + AVD stamp duty HK$1,442,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,531
−HK$6,512/mo
▼ 0.25% · 3.875%
HK$123,763
−HK$3,280/mo
Today · 4.125%
HK$127,043
baseline
▲ 0.50% · 4.625%
HK$133,739
+HK$6,696/mo
Deposit HK$10.18M · loan HK$23.76M · min. income ≈ HK$254,086/mo (50% DSR)
Upfront cash ≈ HK$11.62M (deposit + AVD stamp duty HK$1,442,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,299
−HK$8,735/mo
▼ 0.25% · 3.875%
HK$143,632
−HK$4,402/mo
Today · 4.125%
HK$148,034
baseline
▲ 0.50% · 4.625%
HK$157,041
+HK$9,007/mo
Deposit HK$3.39M · loan HK$30.54M · min. income ≈ HK$296,068/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$1,442,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,968
−HK$8,373/mo
▼ 0.25% · 3.875%
HK$159,124
−HK$4,217/mo
Today · 4.125%
HK$163,341
baseline
▲ 0.50% · 4.625%
HK$171,951
+HK$8,610/mo
Deposit HK$3.39M · loan HK$30.54M · min. income ≈ HK$326,682/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$1,442,380 · Scale 2, in force from 26 Feb 2026)