LTV · monthly repayment
▼ 0.50% · 3.625%
HK$77,390
−HK$4,853/mo
▼ 0.25% · 3.875%
HK$79,797
−HK$2,446/mo
Today · 4.125%
HK$82,243
baseline
▲ 0.50% · 4.625%
HK$87,247
+HK$5,004/mo
Deposit HK$16.97M · loan HK$16.97M · min. income ≈ HK$164,486/mo (50% DSR)
Upfront cash ≈ HK$18.41M (deposit + AVD stamp duty HK$1,442,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,095
−HK$4,652/mo
▼ 0.25% · 3.875%
HK$88,404
−HK$2,343/mo
Today · 4.125%
HK$90,747
baseline
▲ 0.50% · 4.625%
HK$95,530
+HK$4,783/mo
Deposit HK$16.97M · loan HK$16.97M · min. income ≈ HK$181,494/mo (50% DSR)
Upfront cash ≈ HK$18.41M (deposit + AVD stamp duty HK$1,442,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,868
−HK$5,823/mo
▼ 0.25% · 3.875%
HK$95,756
−HK$2,935/mo
Today · 4.125%
HK$98,691
baseline
▲ 0.50% · 4.625%
HK$104,696
+HK$6,005/mo
Deposit HK$13.58M · loan HK$20.36M · min. income ≈ HK$197,382/mo (50% DSR)
Upfront cash ≈ HK$15.02M (deposit + AVD stamp duty HK$1,442,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,314
−HK$5,582/mo
▼ 0.25% · 3.875%
HK$106,085
−HK$2,811/mo
Today · 4.125%
HK$108,896
baseline
▲ 0.50% · 4.625%
HK$114,636
+HK$5,740/mo
Deposit HK$13.58M · loan HK$20.36M · min. income ≈ HK$217,792/mo (50% DSR)
Upfront cash ≈ HK$15.02M (deposit + AVD stamp duty HK$1,442,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,346
−HK$6,794/mo
▼ 0.25% · 3.875%
HK$111,716
−HK$3,424/mo
Today · 4.125%
HK$115,140
baseline
▲ 0.50% · 4.625%
HK$122,146
+HK$7,006/mo
Deposit HK$10.18M · loan HK$23.76M · min. income ≈ HK$230,280/mo (50% DSR)
Upfront cash ≈ HK$11.62M (deposit + AVD stamp duty HK$1,442,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,533
−HK$6,513/mo
▼ 0.25% · 3.875%
HK$123,766
−HK$3,280/mo
Today · 4.125%
HK$127,046
baseline
▲ 0.50% · 4.625%
HK$133,742
+HK$6,696/mo
Deposit HK$10.18M · loan HK$23.76M · min. income ≈ HK$254,092/mo (50% DSR)
Upfront cash ≈ HK$11.62M (deposit + AVD stamp duty HK$1,442,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,302
−HK$8,735/mo
▼ 0.25% · 3.875%
HK$143,635
−HK$4,402/mo
Today · 4.125%
HK$148,037
baseline
▲ 0.50% · 4.625%
HK$157,045
+HK$9,008/mo
Deposit HK$3.39M · loan HK$30.55M · min. income ≈ HK$296,074/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$1,442,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,972
−HK$8,372/mo
▼ 0.25% · 3.875%
HK$159,128
−HK$4,216/mo
Today · 4.125%
HK$163,344
baseline
▲ 0.50% · 4.625%
HK$171,954
+HK$8,610/mo
Deposit HK$3.39M · loan HK$30.55M · min. income ≈ HK$326,688/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$1,442,411 · Scale 2, in force from 26 Feb 2026)