LTV · monthly repayment
▼ 0.50% · 3.625%
HK$77,393
−HK$4,853/mo
▼ 0.25% · 3.875%
HK$79,800
−HK$2,446/mo
Today · 4.125%
HK$82,246
baseline
▲ 0.50% · 4.625%
HK$87,250
+HK$5,004/mo
Deposit HK$16.97M · loan HK$16.97M · min. income ≈ HK$164,492/mo (50% DSR)
Upfront cash ≈ HK$18.41M (deposit + AVD stamp duty HK$1,442,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,098
−HK$4,652/mo
▼ 0.25% · 3.875%
HK$88,408
−HK$2,342/mo
Today · 4.125%
HK$90,750
baseline
▲ 0.50% · 4.625%
HK$95,534
+HK$4,784/mo
Deposit HK$16.97M · loan HK$16.97M · min. income ≈ HK$181,500/mo (50% DSR)
Upfront cash ≈ HK$18.41M (deposit + AVD stamp duty HK$1,442,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,871
−HK$5,824/mo
▼ 0.25% · 3.875%
HK$95,760
−HK$2,935/mo
Today · 4.125%
HK$98,695
baseline
▲ 0.50% · 4.625%
HK$104,700
+HK$6,005/mo
Deposit HK$13.58M · loan HK$20.36M · min. income ≈ HK$197,390/mo (50% DSR)
Upfront cash ≈ HK$15.02M (deposit + AVD stamp duty HK$1,442,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,318
−HK$5,582/mo
▼ 0.25% · 3.875%
HK$106,089
−HK$2,811/mo
Today · 4.125%
HK$108,900
baseline
▲ 0.50% · 4.625%
HK$114,640
+HK$5,740/mo
Deposit HK$13.58M · loan HK$20.36M · min. income ≈ HK$217,800/mo (50% DSR)
Upfront cash ≈ HK$15.02M (deposit + AVD stamp duty HK$1,442,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,350
−HK$6,794/mo
▼ 0.25% · 3.875%
HK$111,720
−HK$3,424/mo
Today · 4.125%
HK$115,144
baseline
▲ 0.50% · 4.625%
HK$122,150
+HK$7,006/mo
Deposit HK$10.18M · loan HK$23.76M · min. income ≈ HK$230,288/mo (50% DSR)
Upfront cash ≈ HK$11.62M (deposit + AVD stamp duty HK$1,442,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,538
−HK$6,512/mo
▼ 0.25% · 3.875%
HK$123,771
−HK$3,279/mo
Today · 4.125%
HK$127,050
baseline
▲ 0.50% · 4.625%
HK$133,747
+HK$6,697/mo
Deposit HK$10.18M · loan HK$23.76M · min. income ≈ HK$254,100/mo (50% DSR)
Upfront cash ≈ HK$11.62M (deposit + AVD stamp duty HK$1,442,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,307
−HK$8,735/mo
▼ 0.25% · 3.875%
HK$143,640
−HK$4,402/mo
Today · 4.125%
HK$148,042
baseline
▲ 0.50% · 4.625%
HK$157,050
+HK$9,008/mo
Deposit HK$3.39M · loan HK$30.55M · min. income ≈ HK$296,084/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$1,442,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,977
−HK$8,373/mo
▼ 0.25% · 3.875%
HK$159,134
−HK$4,216/mo
Today · 4.125%
HK$163,350
baseline
▲ 0.50% · 4.625%
HK$171,961
+HK$8,611/mo
Deposit HK$3.39M · loan HK$30.55M · min. income ≈ HK$326,700/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$1,442,463 · Scale 2, in force from 26 Feb 2026)