LTV · monthly repayment
▼ 0.50% · 3.625%
HK$77,394
−HK$4,853/mo
▼ 0.25% · 3.875%
HK$79,801
−HK$2,446/mo
Today · 4.125%
HK$82,247
baseline
▲ 0.50% · 4.625%
HK$87,251
+HK$5,004/mo
Deposit HK$16.97M · loan HK$16.97M · min. income ≈ HK$164,494/mo (50% DSR)
Upfront cash ≈ HK$18.41M (deposit + AVD stamp duty HK$1,442,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,100
−HK$4,651/mo
▼ 0.25% · 3.875%
HK$88,409
−HK$2,342/mo
Today · 4.125%
HK$90,751
baseline
▲ 0.50% · 4.625%
HK$95,535
+HK$4,784/mo
Deposit HK$16.97M · loan HK$16.97M · min. income ≈ HK$181,502/mo (50% DSR)
Upfront cash ≈ HK$18.41M (deposit + AVD stamp duty HK$1,442,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,872
−HK$5,824/mo
▼ 0.25% · 3.875%
HK$95,761
−HK$2,935/mo
Today · 4.125%
HK$98,696
baseline
▲ 0.50% · 4.625%
HK$104,702
+HK$6,006/mo
Deposit HK$13.58M · loan HK$20.36M · min. income ≈ HK$197,392/mo (50% DSR)
Upfront cash ≈ HK$15.02M (deposit + AVD stamp duty HK$1,442,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,320
−HK$5,582/mo
▼ 0.25% · 3.875%
HK$106,090
−HK$2,812/mo
Today · 4.125%
HK$108,902
baseline
▲ 0.50% · 4.625%
HK$114,642
+HK$5,740/mo
Deposit HK$13.58M · loan HK$20.36M · min. income ≈ HK$217,804/mo (50% DSR)
Upfront cash ≈ HK$15.02M (deposit + AVD stamp duty HK$1,442,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,351
−HK$6,795/mo
▼ 0.25% · 3.875%
HK$111,721
−HK$3,425/mo
Today · 4.125%
HK$115,146
baseline
▲ 0.50% · 4.625%
HK$122,152
+HK$7,006/mo
Deposit HK$10.18M · loan HK$23.76M · min. income ≈ HK$230,292/mo (50% DSR)
Upfront cash ≈ HK$11.62M (deposit + AVD stamp duty HK$1,442,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,539
−HK$6,513/mo
▼ 0.25% · 3.875%
HK$123,772
−HK$3,280/mo
Today · 4.125%
HK$127,052
baseline
▲ 0.50% · 4.625%
HK$133,749
+HK$6,697/mo
Deposit HK$10.18M · loan HK$23.76M · min. income ≈ HK$254,104/mo (50% DSR)
Upfront cash ≈ HK$11.62M (deposit + AVD stamp duty HK$1,442,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,308
−HK$8,736/mo
▼ 0.25% · 3.875%
HK$143,642
−HK$4,402/mo
Today · 4.125%
HK$148,044
baseline
▲ 0.50% · 4.625%
HK$157,052
+HK$9,008/mo
Deposit HK$3.39M · loan HK$30.55M · min. income ≈ HK$296,088/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$1,442,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,979
−HK$8,373/mo
▼ 0.25% · 3.875%
HK$159,136
−HK$4,216/mo
Today · 4.125%
HK$163,352
baseline
▲ 0.50% · 4.625%
HK$171,963
+HK$8,611/mo
Deposit HK$3.39M · loan HK$30.55M · min. income ≈ HK$326,704/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$1,442,482 · Scale 2, in force from 26 Feb 2026)