LTV · monthly repayment
▼ 0.50% · 3.625%
HK$77,399
−HK$4,853/mo
▼ 0.25% · 3.875%
HK$79,806
−HK$2,446/mo
Today · 4.125%
HK$82,252
baseline
▲ 0.50% · 4.625%
HK$87,257
+HK$5,005/mo
Deposit HK$16.97M · loan HK$16.97M · min. income ≈ HK$164,504/mo (50% DSR)
Upfront cash ≈ HK$18.41M (deposit + AVD stamp duty HK$1,442,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,105
−HK$4,652/mo
▼ 0.25% · 3.875%
HK$88,415
−HK$2,342/mo
Today · 4.125%
HK$90,757
baseline
▲ 0.50% · 4.625%
HK$95,541
+HK$4,784/mo
Deposit HK$16.97M · loan HK$16.97M · min. income ≈ HK$181,514/mo (50% DSR)
Upfront cash ≈ HK$18.41M (deposit + AVD stamp duty HK$1,442,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,878
−HK$5,825/mo
▼ 0.25% · 3.875%
HK$95,767
−HK$2,936/mo
Today · 4.125%
HK$98,703
baseline
▲ 0.50% · 4.625%
HK$104,709
+HK$6,006/mo
Deposit HK$13.58M · loan HK$20.37M · min. income ≈ HK$197,406/mo (50% DSR)
Upfront cash ≈ HK$15.02M (deposit + AVD stamp duty HK$1,442,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,326
−HK$5,583/mo
▼ 0.25% · 3.875%
HK$106,097
−HK$2,812/mo
Today · 4.125%
HK$108,909
baseline
▲ 0.50% · 4.625%
HK$114,649
+HK$5,740/mo
Deposit HK$13.58M · loan HK$20.37M · min. income ≈ HK$217,818/mo (50% DSR)
Upfront cash ≈ HK$15.02M (deposit + AVD stamp duty HK$1,442,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,358
−HK$6,795/mo
▼ 0.25% · 3.875%
HK$111,729
−HK$3,424/mo
Today · 4.125%
HK$115,153
baseline
▲ 0.50% · 4.625%
HK$122,160
+HK$7,007/mo
Deposit HK$10.18M · loan HK$23.76M · min. income ≈ HK$230,306/mo (50% DSR)
Upfront cash ≈ HK$11.63M (deposit + AVD stamp duty HK$1,442,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,547
−HK$6,513/mo
▼ 0.25% · 3.875%
HK$123,780
−HK$3,280/mo
Today · 4.125%
HK$127,060
baseline
▲ 0.50% · 4.625%
HK$133,758
+HK$6,698/mo
Deposit HK$10.18M · loan HK$23.76M · min. income ≈ HK$254,120/mo (50% DSR)
Upfront cash ≈ HK$11.63M (deposit + AVD stamp duty HK$1,442,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,318
−HK$8,736/mo
▼ 0.25% · 3.875%
HK$143,651
−HK$4,403/mo
Today · 4.125%
HK$148,054
baseline
▲ 0.50% · 4.625%
HK$157,063
+HK$9,009/mo
Deposit HK$3.39M · loan HK$30.55M · min. income ≈ HK$296,108/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$1,442,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,989
−HK$8,374/mo
▼ 0.25% · 3.875%
HK$159,146
−HK$4,217/mo
Today · 4.125%
HK$163,363
baseline
▲ 0.50% · 4.625%
HK$171,974
+HK$8,611/mo
Deposit HK$3.39M · loan HK$30.55M · min. income ≈ HK$326,726/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$1,442,576 · Scale 2, in force from 26 Feb 2026)