LTV · monthly repayment
▼ 0.50% · 3.625%
HK$77,403
−HK$4,854/mo
▼ 0.25% · 3.875%
HK$79,811
−HK$2,446/mo
Today · 4.125%
HK$82,257
baseline
▲ 0.50% · 4.625%
HK$87,262
+HK$5,005/mo
Deposit HK$16.97M · loan HK$16.97M · min. income ≈ HK$164,514/mo (50% DSR)
Upfront cash ≈ HK$18.42M (deposit + AVD stamp duty HK$1,442,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,110
−HK$4,653/mo
▼ 0.25% · 3.875%
HK$88,420
−HK$2,343/mo
Today · 4.125%
HK$90,763
baseline
▲ 0.50% · 4.625%
HK$95,547
+HK$4,784/mo
Deposit HK$16.97M · loan HK$16.97M · min. income ≈ HK$181,526/mo (50% DSR)
Upfront cash ≈ HK$18.42M (deposit + AVD stamp duty HK$1,442,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,884
−HK$5,825/mo
▼ 0.25% · 3.875%
HK$95,773
−HK$2,936/mo
Today · 4.125%
HK$98,709
baseline
▲ 0.50% · 4.625%
HK$104,715
+HK$6,006/mo
Deposit HK$13.58M · loan HK$20.37M · min. income ≈ HK$197,418/mo (50% DSR)
Upfront cash ≈ HK$15.02M (deposit + AVD stamp duty HK$1,442,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,332
−HK$5,583/mo
▼ 0.25% · 3.875%
HK$106,104
−HK$2,811/mo
Today · 4.125%
HK$108,915
baseline
▲ 0.50% · 4.625%
HK$114,656
+HK$5,741/mo
Deposit HK$13.58M · loan HK$20.37M · min. income ≈ HK$217,830/mo (50% DSR)
Upfront cash ≈ HK$15.02M (deposit + AVD stamp duty HK$1,442,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,365
−HK$6,795/mo
▼ 0.25% · 3.875%
HK$111,735
−HK$3,425/mo
Today · 4.125%
HK$115,160
baseline
▲ 0.50% · 4.625%
HK$122,167
+HK$7,007/mo
Deposit HK$10.18M · loan HK$23.76M · min. income ≈ HK$230,320/mo (50% DSR)
Upfront cash ≈ HK$11.63M (deposit + AVD stamp duty HK$1,442,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,554
−HK$6,514/mo
▼ 0.25% · 3.875%
HK$123,788
−HK$3,280/mo
Today · 4.125%
HK$127,068
baseline
▲ 0.50% · 4.625%
HK$133,766
+HK$6,698/mo
Deposit HK$10.18M · loan HK$23.76M · min. income ≈ HK$254,136/mo (50% DSR)
Upfront cash ≈ HK$11.63M (deposit + AVD stamp duty HK$1,442,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,326
−HK$8,737/mo
▼ 0.25% · 3.875%
HK$143,660
−HK$4,403/mo
Today · 4.125%
HK$148,063
baseline
▲ 0.50% · 4.625%
HK$157,072
+HK$9,009/mo
Deposit HK$3.39M · loan HK$30.55M · min. income ≈ HK$296,126/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$1,442,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,999
−HK$8,374/mo
▼ 0.25% · 3.875%
HK$159,156
−HK$4,217/mo
Today · 4.125%
HK$163,373
baseline
▲ 0.50% · 4.625%
HK$171,984
+HK$8,611/mo
Deposit HK$3.39M · loan HK$30.55M · min. income ≈ HK$326,746/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$1,442,662 · Scale 2, in force from 26 Feb 2026)