LTV · monthly repayment
▼ 0.50% · 3.625%
HK$77,423
−HK$4,856/mo
▼ 0.25% · 3.875%
HK$79,832
−HK$2,447/mo
Today · 4.125%
HK$82,279
baseline
▲ 0.50% · 4.625%
HK$87,285
+HK$5,006/mo
Deposit HK$16.98M · loan HK$16.98M · min. income ≈ HK$164,558/mo (50% DSR)
Upfront cash ≈ HK$18.42M (deposit + AVD stamp duty HK$1,443,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,133
−HK$4,653/mo
▼ 0.25% · 3.875%
HK$88,443
−HK$2,343/mo
Today · 4.125%
HK$90,786
baseline
▲ 0.50% · 4.625%
HK$95,572
+HK$4,786/mo
Deposit HK$16.98M · loan HK$16.98M · min. income ≈ HK$181,572/mo (50% DSR)
Upfront cash ≈ HK$18.42M (deposit + AVD stamp duty HK$1,443,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,908
−HK$5,826/mo
▼ 0.25% · 3.875%
HK$95,798
−HK$2,936/mo
Today · 4.125%
HK$98,734
baseline
▲ 0.50% · 4.625%
HK$104,742
+HK$6,008/mo
Deposit HK$13.58M · loan HK$20.37M · min. income ≈ HK$197,468/mo (50% DSR)
Upfront cash ≈ HK$15.02M (deposit + AVD stamp duty HK$1,443,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,359
−HK$5,585/mo
▼ 0.25% · 3.875%
HK$106,131
−HK$2,813/mo
Today · 4.125%
HK$108,944
baseline
▲ 0.50% · 4.625%
HK$114,686
+HK$5,742/mo
Deposit HK$13.58M · loan HK$20.37M · min. income ≈ HK$217,888/mo (50% DSR)
Upfront cash ≈ HK$15.02M (deposit + AVD stamp duty HK$1,443,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,393
−HK$6,797/mo
▼ 0.25% · 3.875%
HK$111,765
−HK$3,425/mo
Today · 4.125%
HK$115,190
baseline
▲ 0.50% · 4.625%
HK$122,199
+HK$7,009/mo
Deposit HK$10.19M · loan HK$23.77M · min. income ≈ HK$230,380/mo (50% DSR)
Upfront cash ≈ HK$11.63M (deposit + AVD stamp duty HK$1,443,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,586
−HK$6,515/mo
▼ 0.25% · 3.875%
HK$123,820
−HK$3,281/mo
Today · 4.125%
HK$127,101
baseline
▲ 0.50% · 4.625%
HK$133,801
+HK$6,700/mo
Deposit HK$10.19M · loan HK$23.77M · min. income ≈ HK$254,202/mo (50% DSR)
Upfront cash ≈ HK$11.63M (deposit + AVD stamp duty HK$1,443,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,362
−HK$8,740/mo
▼ 0.25% · 3.875%
HK$143,697
−HK$4,405/mo
Today · 4.125%
HK$148,102
baseline
▲ 0.50% · 4.625%
HK$157,113
+HK$9,011/mo
Deposit HK$3.40M · loan HK$30.56M · min. income ≈ HK$296,204/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$1,443,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,039
−HK$8,376/mo
▼ 0.25% · 3.875%
HK$159,197
−HK$4,218/mo
Today · 4.125%
HK$163,415
baseline
▲ 0.50% · 4.625%
HK$172,029
+HK$8,614/mo
Deposit HK$3.40M · loan HK$30.56M · min. income ≈ HK$326,830/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$1,443,039 · Scale 2, in force from 26 Feb 2026)