LTV · monthly repayment
▼ 0.50% · 3.625%
HK$77,432
−HK$4,855/mo
▼ 0.25% · 3.875%
HK$79,840
−HK$2,447/mo
Today · 4.125%
HK$82,287
baseline
▲ 0.50% · 4.625%
HK$87,294
+HK$5,007/mo
Deposit HK$16.98M · loan HK$16.98M · min. income ≈ HK$164,574/mo (50% DSR)
Upfront cash ≈ HK$18.42M (deposit + AVD stamp duty HK$1,443,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,142
−HK$4,654/mo
▼ 0.25% · 3.875%
HK$88,452
−HK$2,344/mo
Today · 4.125%
HK$90,796
baseline
▲ 0.50% · 4.625%
HK$95,582
+HK$4,786/mo
Deposit HK$16.98M · loan HK$16.98M · min. income ≈ HK$181,592/mo (50% DSR)
Upfront cash ≈ HK$18.42M (deposit + AVD stamp duty HK$1,443,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,918
−HK$5,827/mo
▼ 0.25% · 3.875%
HK$95,808
−HK$2,937/mo
Today · 4.125%
HK$98,745
baseline
▲ 0.50% · 4.625%
HK$104,753
+HK$6,008/mo
Deposit HK$13.58M · loan HK$20.37M · min. income ≈ HK$197,490/mo (50% DSR)
Upfront cash ≈ HK$15.03M (deposit + AVD stamp duty HK$1,443,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,370
−HK$5,585/mo
▼ 0.25% · 3.875%
HK$106,143
−HK$2,812/mo
Today · 4.125%
HK$108,955
baseline
▲ 0.50% · 4.625%
HK$114,698
+HK$5,743/mo
Deposit HK$13.58M · loan HK$20.37M · min. income ≈ HK$217,910/mo (50% DSR)
Upfront cash ≈ HK$15.03M (deposit + AVD stamp duty HK$1,443,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,404
−HK$6,798/mo
▼ 0.25% · 3.875%
HK$111,776
−HK$3,426/mo
Today · 4.125%
HK$115,202
baseline
▲ 0.50% · 4.625%
HK$122,212
+HK$7,010/mo
Deposit HK$10.19M · loan HK$23.77M · min. income ≈ HK$230,404/mo (50% DSR)
Upfront cash ≈ HK$11.63M (deposit + AVD stamp duty HK$1,443,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,599
−HK$6,515/mo
▼ 0.25% · 3.875%
HK$123,833
−HK$3,281/mo
Today · 4.125%
HK$127,114
baseline
▲ 0.50% · 4.625%
HK$133,815
+HK$6,701/mo
Deposit HK$10.19M · loan HK$23.77M · min. income ≈ HK$254,228/mo (50% DSR)
Upfront cash ≈ HK$11.63M (deposit + AVD stamp duty HK$1,443,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,377
−HK$8,740/mo
▼ 0.25% · 3.875%
HK$143,713
−HK$4,404/mo
Today · 4.125%
HK$148,117
baseline
▲ 0.50% · 4.625%
HK$157,130
+HK$9,013/mo
Deposit HK$3.40M · loan HK$30.56M · min. income ≈ HK$296,234/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$1,443,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,056
−HK$8,377/mo
▼ 0.25% · 3.875%
HK$159,214
−HK$4,219/mo
Today · 4.125%
HK$163,433
baseline
▲ 0.50% · 4.625%
HK$172,048
+HK$8,615/mo
Deposit HK$3.40M · loan HK$30.56M · min. income ≈ HK$326,866/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$1,443,193 · Scale 2, in force from 26 Feb 2026)