LTV · monthly repayment
▼ 0.50% · 3.625%
HK$77,433
−HK$4,856/mo
▼ 0.25% · 3.875%
HK$79,842
−HK$2,447/mo
Today · 4.125%
HK$82,289
baseline
▲ 0.50% · 4.625%
HK$87,296
+HK$5,007/mo
Deposit HK$16.98M · loan HK$16.98M · min. income ≈ HK$164,578/mo (50% DSR)
Upfront cash ≈ HK$18.42M (deposit + AVD stamp duty HK$1,443,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,143
−HK$4,654/mo
▼ 0.25% · 3.875%
HK$88,454
−HK$2,343/mo
Today · 4.125%
HK$90,797
baseline
▲ 0.50% · 4.625%
HK$95,583
+HK$4,786/mo
Deposit HK$16.98M · loan HK$16.98M · min. income ≈ HK$181,594/mo (50% DSR)
Upfront cash ≈ HK$18.42M (deposit + AVD stamp duty HK$1,443,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,920
−HK$5,826/mo
▼ 0.25% · 3.875%
HK$95,810
−HK$2,936/mo
Today · 4.125%
HK$98,746
baseline
▲ 0.50% · 4.625%
HK$104,755
+HK$6,009/mo
Deposit HK$13.58M · loan HK$20.37M · min. income ≈ HK$197,492/mo (50% DSR)
Upfront cash ≈ HK$15.03M (deposit + AVD stamp duty HK$1,443,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,372
−HK$5,585/mo
▼ 0.25% · 3.875%
HK$106,144
−HK$2,813/mo
Today · 4.125%
HK$108,957
baseline
▲ 0.50% · 4.625%
HK$114,700
+HK$5,743/mo
Deposit HK$13.58M · loan HK$20.37M · min. income ≈ HK$217,914/mo (50% DSR)
Upfront cash ≈ HK$15.03M (deposit + AVD stamp duty HK$1,443,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,406
−HK$6,798/mo
▼ 0.25% · 3.875%
HK$111,778
−HK$3,426/mo
Today · 4.125%
HK$115,204
baseline
▲ 0.50% · 4.625%
HK$122,214
+HK$7,010/mo
Deposit HK$10.19M · loan HK$23.77M · min. income ≈ HK$230,408/mo (50% DSR)
Upfront cash ≈ HK$11.63M (deposit + AVD stamp duty HK$1,443,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,601
−HK$6,515/mo
▼ 0.25% · 3.875%
HK$123,835
−HK$3,281/mo
Today · 4.125%
HK$127,116
baseline
▲ 0.50% · 4.625%
HK$133,817
+HK$6,701/mo
Deposit HK$10.19M · loan HK$23.77M · min. income ≈ HK$254,232/mo (50% DSR)
Upfront cash ≈ HK$11.63M (deposit + AVD stamp duty HK$1,443,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,379
−HK$8,741/mo
▼ 0.25% · 3.875%
HK$143,715
−HK$4,405/mo
Today · 4.125%
HK$148,120
baseline
▲ 0.50% · 4.625%
HK$157,132
+HK$9,012/mo
Deposit HK$3.40M · loan HK$30.56M · min. income ≈ HK$296,240/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$1,443,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,058
−HK$8,377/mo
▼ 0.25% · 3.875%
HK$159,217
−HK$4,218/mo
Today · 4.125%
HK$163,435
baseline
▲ 0.50% · 4.625%
HK$172,050
+HK$8,615/mo
Deposit HK$3.40M · loan HK$30.56M · min. income ≈ HK$326,870/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$1,443,215 · Scale 2, in force from 26 Feb 2026)