LTV · monthly repayment
▼ 0.50% · 3.625%
HK$77,438
−HK$4,856/mo
▼ 0.25% · 3.875%
HK$79,847
−HK$2,447/mo
Today · 4.125%
HK$82,294
baseline
▲ 0.50% · 4.625%
HK$87,302
+HK$5,008/mo
Deposit HK$16.98M · loan HK$16.98M · min. income ≈ HK$164,588/mo (50% DSR)
Upfront cash ≈ HK$18.42M (deposit + AVD stamp duty HK$1,443,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,149
−HK$4,655/mo
▼ 0.25% · 3.875%
HK$88,460
−HK$2,344/mo
Today · 4.125%
HK$90,804
baseline
▲ 0.50% · 4.625%
HK$95,590
+HK$4,786/mo
Deposit HK$16.98M · loan HK$16.98M · min. income ≈ HK$181,608/mo (50% DSR)
Upfront cash ≈ HK$18.42M (deposit + AVD stamp duty HK$1,443,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,926
−HK$5,827/mo
▼ 0.25% · 3.875%
HK$95,816
−HK$2,937/mo
Today · 4.125%
HK$98,753
baseline
▲ 0.50% · 4.625%
HK$104,762
+HK$6,009/mo
Deposit HK$13.58M · loan HK$20.38M · min. income ≈ HK$197,506/mo (50% DSR)
Upfront cash ≈ HK$15.03M (deposit + AVD stamp duty HK$1,443,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,379
−HK$5,585/mo
▼ 0.25% · 3.875%
HK$106,152
−HK$2,812/mo
Today · 4.125%
HK$108,964
baseline
▲ 0.50% · 4.625%
HK$114,708
+HK$5,744/mo
Deposit HK$13.58M · loan HK$20.38M · min. income ≈ HK$217,928/mo (50% DSR)
Upfront cash ≈ HK$15.03M (deposit + AVD stamp duty HK$1,443,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,413
−HK$6,799/mo
▼ 0.25% · 3.875%
HK$111,786
−HK$3,426/mo
Today · 4.125%
HK$115,212
baseline
▲ 0.50% · 4.625%
HK$122,222
+HK$7,010/mo
Deposit HK$10.19M · loan HK$23.77M · min. income ≈ HK$230,424/mo (50% DSR)
Upfront cash ≈ HK$11.63M (deposit + AVD stamp duty HK$1,443,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,609
−HK$6,516/mo
▼ 0.25% · 3.875%
HK$123,843
−HK$3,282/mo
Today · 4.125%
HK$127,125
baseline
▲ 0.50% · 4.625%
HK$133,826
+HK$6,701/mo
Deposit HK$10.19M · loan HK$23.77M · min. income ≈ HK$254,250/mo (50% DSR)
Upfront cash ≈ HK$11.63M (deposit + AVD stamp duty HK$1,443,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,389
−HK$8,741/mo
▼ 0.25% · 3.875%
HK$143,724
−HK$4,406/mo
Today · 4.125%
HK$148,130
baseline
▲ 0.50% · 4.625%
HK$157,143
+HK$9,013/mo
Deposit HK$3.40M · loan HK$30.56M · min. income ≈ HK$296,260/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$1,443,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,068
−HK$8,378/mo
▼ 0.25% · 3.875%
HK$159,227
−HK$4,219/mo
Today · 4.125%
HK$163,446
baseline
▲ 0.50% · 4.625%
HK$172,062
+HK$8,616/mo
Deposit HK$3.40M · loan HK$30.56M · min. income ≈ HK$326,892/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$1,443,312 · Scale 2, in force from 26 Feb 2026)