LTV · monthly repayment
▼ 0.50% · 3.625%
HK$77,447
−HK$4,857/mo
▼ 0.25% · 3.875%
HK$79,856
−HK$2,448/mo
Today · 4.125%
HK$82,304
baseline
▲ 0.50% · 4.625%
HK$87,312
+HK$5,008/mo
Deposit HK$16.98M · loan HK$16.98M · min. income ≈ HK$164,608/mo (50% DSR)
Upfront cash ≈ HK$18.43M (deposit + AVD stamp duty HK$1,443,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,159
−HK$4,655/mo
▼ 0.25% · 3.875%
HK$88,470
−HK$2,344/mo
Today · 4.125%
HK$90,814
baseline
▲ 0.50% · 4.625%
HK$95,601
+HK$4,787/mo
Deposit HK$16.98M · loan HK$16.98M · min. income ≈ HK$181,628/mo (50% DSR)
Upfront cash ≈ HK$18.43M (deposit + AVD stamp duty HK$1,443,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,937
−HK$5,828/mo
▼ 0.25% · 3.875%
HK$95,828
−HK$2,937/mo
Today · 4.125%
HK$98,765
baseline
▲ 0.50% · 4.625%
HK$104,774
+HK$6,009/mo
Deposit HK$13.59M · loan HK$20.38M · min. income ≈ HK$197,530/mo (50% DSR)
Upfront cash ≈ HK$15.03M (deposit + AVD stamp duty HK$1,443,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,391
−HK$5,586/mo
▼ 0.25% · 3.875%
HK$106,164
−HK$2,813/mo
Today · 4.125%
HK$108,977
baseline
▲ 0.50% · 4.625%
HK$114,721
+HK$5,744/mo
Deposit HK$13.59M · loan HK$20.38M · min. income ≈ HK$217,954/mo (50% DSR)
Upfront cash ≈ HK$15.03M (deposit + AVD stamp duty HK$1,443,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,426
−HK$6,799/mo
▼ 0.25% · 3.875%
HK$111,799
−HK$3,426/mo
Today · 4.125%
HK$115,225
baseline
▲ 0.50% · 4.625%
HK$122,237
+HK$7,012/mo
Deposit HK$10.19M · loan HK$23.77M · min. income ≈ HK$230,450/mo (50% DSR)
Upfront cash ≈ HK$11.63M (deposit + AVD stamp duty HK$1,443,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,623
−HK$6,517/mo
▼ 0.25% · 3.875%
HK$123,858
−HK$3,282/mo
Today · 4.125%
HK$127,140
baseline
▲ 0.50% · 4.625%
HK$133,842
+HK$6,702/mo
Deposit HK$10.19M · loan HK$23.77M · min. income ≈ HK$254,280/mo (50% DSR)
Upfront cash ≈ HK$11.63M (deposit + AVD stamp duty HK$1,443,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,405
−HK$8,742/mo
▼ 0.25% · 3.875%
HK$143,741
−HK$4,406/mo
Today · 4.125%
HK$148,147
baseline
▲ 0.50% · 4.625%
HK$157,161
+HK$9,014/mo
Deposit HK$3.40M · loan HK$30.57M · min. income ≈ HK$296,294/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$1,443,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,087
−HK$8,379/mo
▼ 0.25% · 3.875%
HK$159,246
−HK$4,220/mo
Today · 4.125%
HK$163,466
baseline
▲ 0.50% · 4.625%
HK$172,082
+HK$8,616/mo
Deposit HK$3.40M · loan HK$30.57M · min. income ≈ HK$326,932/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$1,443,482 · Scale 2, in force from 26 Feb 2026)