LTV · monthly repayment
▼ 0.50% · 3.625%
HK$77,451
−HK$4,856/mo
▼ 0.25% · 3.875%
HK$79,860
−HK$2,447/mo
Today · 4.125%
HK$82,307
baseline
▲ 0.50% · 4.625%
HK$87,316
+HK$5,009/mo
Deposit HK$16.98M · loan HK$16.98M · min. income ≈ HK$164,614/mo (50% DSR)
Upfront cash ≈ HK$18.43M (deposit + AVD stamp duty HK$1,443,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,163
−HK$4,655/mo
▼ 0.25% · 3.875%
HK$88,474
−HK$2,344/mo
Today · 4.125%
HK$90,818
baseline
▲ 0.50% · 4.625%
HK$95,605
+HK$4,787/mo
Deposit HK$16.98M · loan HK$16.98M · min. income ≈ HK$181,636/mo (50% DSR)
Upfront cash ≈ HK$18.43M (deposit + AVD stamp duty HK$1,443,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,941
−HK$5,828/mo
▼ 0.25% · 3.875%
HK$95,832
−HK$2,937/mo
Today · 4.125%
HK$98,769
baseline
▲ 0.50% · 4.625%
HK$104,779
+HK$6,010/mo
Deposit HK$13.59M · loan HK$20.38M · min. income ≈ HK$197,538/mo (50% DSR)
Upfront cash ≈ HK$15.03M (deposit + AVD stamp duty HK$1,443,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,396
−HK$5,586/mo
▼ 0.25% · 3.875%
HK$106,169
−HK$2,813/mo
Today · 4.125%
HK$108,982
baseline
▲ 0.50% · 4.625%
HK$114,726
+HK$5,744/mo
Deposit HK$13.59M · loan HK$20.38M · min. income ≈ HK$217,964/mo (50% DSR)
Upfront cash ≈ HK$15.03M (deposit + AVD stamp duty HK$1,443,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,431
−HK$6,799/mo
▼ 0.25% · 3.875%
HK$111,804
−HK$3,426/mo
Today · 4.125%
HK$115,230
baseline
▲ 0.50% · 4.625%
HK$122,242
+HK$7,012/mo
Deposit HK$10.19M · loan HK$23.78M · min. income ≈ HK$230,460/mo (50% DSR)
Upfront cash ≈ HK$11.63M (deposit + AVD stamp duty HK$1,443,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,628
−HK$6,517/mo
▼ 0.25% · 3.875%
HK$123,863
−HK$3,282/mo
Today · 4.125%
HK$127,145
baseline
▲ 0.50% · 4.625%
HK$133,847
+HK$6,702/mo
Deposit HK$10.19M · loan HK$23.78M · min. income ≈ HK$254,290/mo (50% DSR)
Upfront cash ≈ HK$11.63M (deposit + AVD stamp duty HK$1,443,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,411
−HK$8,742/mo
▼ 0.25% · 3.875%
HK$143,747
−HK$4,406/mo
Today · 4.125%
HK$148,153
baseline
▲ 0.50% · 4.625%
HK$157,168
+HK$9,015/mo
Deposit HK$3.40M · loan HK$30.57M · min. income ≈ HK$296,306/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$1,443,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,093
−HK$8,379/mo
▼ 0.25% · 3.875%
HK$159,253
−HK$4,219/mo
Today · 4.125%
HK$163,472
baseline
▲ 0.50% · 4.625%
HK$172,089
+HK$8,617/mo
Deposit HK$3.40M · loan HK$30.57M · min. income ≈ HK$326,944/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$1,443,543 · Scale 2, in force from 26 Feb 2026)