LTV · monthly repayment
▼ 0.50% · 3.625%
HK$77,458
−HK$4,857/mo
▼ 0.25% · 3.875%
HK$79,867
−HK$2,448/mo
Today · 4.125%
HK$82,315
baseline
▲ 0.50% · 4.625%
HK$87,324
+HK$5,009/mo
Deposit HK$16.98M · loan HK$16.98M · min. income ≈ HK$164,630/mo (50% DSR)
Upfront cash ≈ HK$18.43M (deposit + AVD stamp duty HK$1,443,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,171
−HK$4,656/mo
▼ 0.25% · 3.875%
HK$88,482
−HK$2,345/mo
Today · 4.125%
HK$90,827
baseline
▲ 0.50% · 4.625%
HK$95,614
+HK$4,787/mo
Deposit HK$16.98M · loan HK$16.98M · min. income ≈ HK$181,654/mo (50% DSR)
Upfront cash ≈ HK$18.43M (deposit + AVD stamp duty HK$1,443,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,950
−HK$5,828/mo
▼ 0.25% · 3.875%
HK$95,841
−HK$2,937/mo
Today · 4.125%
HK$98,778
baseline
▲ 0.50% · 4.625%
HK$104,789
+HK$6,011/mo
Deposit HK$13.59M · loan HK$20.38M · min. income ≈ HK$197,556/mo (50% DSR)
Upfront cash ≈ HK$15.03M (deposit + AVD stamp duty HK$1,443,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,405
−HK$5,587/mo
▼ 0.25% · 3.875%
HK$106,179
−HK$2,813/mo
Today · 4.125%
HK$108,992
baseline
▲ 0.50% · 4.625%
HK$114,737
+HK$5,745/mo
Deposit HK$13.59M · loan HK$20.38M · min. income ≈ HK$217,984/mo (50% DSR)
Upfront cash ≈ HK$15.03M (deposit + AVD stamp duty HK$1,443,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,441
−HK$6,800/mo
▼ 0.25% · 3.875%
HK$111,814
−HK$3,427/mo
Today · 4.125%
HK$115,241
baseline
▲ 0.50% · 4.625%
HK$122,254
+HK$7,013/mo
Deposit HK$10.19M · loan HK$23.78M · min. income ≈ HK$230,482/mo (50% DSR)
Upfront cash ≈ HK$11.63M (deposit + AVD stamp duty HK$1,443,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,640
−HK$6,518/mo
▼ 0.25% · 3.875%
HK$123,875
−HK$3,283/mo
Today · 4.125%
HK$127,158
baseline
▲ 0.50% · 4.625%
HK$133,860
+HK$6,702/mo
Deposit HK$10.19M · loan HK$23.78M · min. income ≈ HK$254,316/mo (50% DSR)
Upfront cash ≈ HK$11.63M (deposit + AVD stamp duty HK$1,443,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,424
−HK$8,744/mo
▼ 0.25% · 3.875%
HK$143,761
−HK$4,407/mo
Today · 4.125%
HK$148,168
baseline
▲ 0.50% · 4.625%
HK$157,183
+HK$9,015/mo
Deposit HK$3.40M · loan HK$30.57M · min. income ≈ HK$296,336/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$1,443,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,108
−HK$8,380/mo
▼ 0.25% · 3.875%
HK$159,268
−HK$4,220/mo
Today · 4.125%
HK$163,488
baseline
▲ 0.50% · 4.625%
HK$172,106
+HK$8,618/mo
Deposit HK$3.40M · loan HK$30.57M · min. income ≈ HK$326,976/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$1,443,682 · Scale 2, in force from 26 Feb 2026)