LTV · monthly repayment
▼ 0.50% · 3.625%
HK$77,460
−HK$4,857/mo
▼ 0.25% · 3.875%
HK$79,869
−HK$2,448/mo
Today · 4.125%
HK$82,317
baseline
▲ 0.50% · 4.625%
HK$87,326
+HK$5,009/mo
Deposit HK$16.98M · loan HK$16.98M · min. income ≈ HK$164,634/mo (50% DSR)
Upfront cash ≈ HK$18.43M (deposit + AVD stamp duty HK$1,443,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,173
−HK$4,656/mo
▼ 0.25% · 3.875%
HK$88,484
−HK$2,345/mo
Today · 4.125%
HK$90,829
baseline
▲ 0.50% · 4.625%
HK$95,616
+HK$4,787/mo
Deposit HK$16.98M · loan HK$16.98M · min. income ≈ HK$181,658/mo (50% DSR)
Upfront cash ≈ HK$18.43M (deposit + AVD stamp duty HK$1,443,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,952
−HK$5,828/mo
▼ 0.25% · 3.875%
HK$95,843
−HK$2,937/mo
Today · 4.125%
HK$98,780
baseline
▲ 0.50% · 4.625%
HK$104,791
+HK$6,011/mo
Deposit HK$13.59M · loan HK$20.38M · min. income ≈ HK$197,560/mo (50% DSR)
Upfront cash ≈ HK$15.03M (deposit + AVD stamp duty HK$1,443,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,408
−HK$5,586/mo
▼ 0.25% · 3.875%
HK$106,181
−HK$2,813/mo
Today · 4.125%
HK$108,994
baseline
▲ 0.50% · 4.625%
HK$114,740
+HK$5,746/mo
Deposit HK$13.59M · loan HK$20.38M · min. income ≈ HK$217,988/mo (50% DSR)
Upfront cash ≈ HK$15.03M (deposit + AVD stamp duty HK$1,443,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,443
−HK$6,801/mo
▼ 0.25% · 3.875%
HK$111,817
−HK$3,427/mo
Today · 4.125%
HK$115,244
baseline
▲ 0.50% · 4.625%
HK$122,256
+HK$7,012/mo
Deposit HK$10.19M · loan HK$23.78M · min. income ≈ HK$230,488/mo (50% DSR)
Upfront cash ≈ HK$11.63M (deposit + AVD stamp duty HK$1,443,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,642
−HK$6,518/mo
▼ 0.25% · 3.875%
HK$123,878
−HK$3,282/mo
Today · 4.125%
HK$127,160
baseline
▲ 0.50% · 4.625%
HK$133,863
+HK$6,703/mo
Deposit HK$10.19M · loan HK$23.78M · min. income ≈ HK$254,320/mo (50% DSR)
Upfront cash ≈ HK$11.63M (deposit + AVD stamp duty HK$1,443,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,427
−HK$8,744/mo
▼ 0.25% · 3.875%
HK$143,764
−HK$4,407/mo
Today · 4.125%
HK$148,171
baseline
▲ 0.50% · 4.625%
HK$157,186
+HK$9,015/mo
Deposit HK$3.40M · loan HK$30.57M · min. income ≈ HK$296,342/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$1,443,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,111
−HK$8,381/mo
▼ 0.25% · 3.875%
HK$159,271
−HK$4,221/mo
Today · 4.125%
HK$163,492
baseline
▲ 0.50% · 4.625%
HK$172,110
+HK$8,618/mo
Deposit HK$3.40M · loan HK$30.57M · min. income ≈ HK$326,984/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$1,443,712 · Scale 2, in force from 26 Feb 2026)