LTV · monthly repayment
▼ 0.50% · 3.625%
HK$77,461
−HK$4,858/mo
▼ 0.25% · 3.875%
HK$79,871
−HK$2,448/mo
Today · 4.125%
HK$82,319
baseline
▲ 0.50% · 4.625%
HK$87,328
+HK$5,009/mo
Deposit HK$16.99M · loan HK$16.99M · min. income ≈ HK$164,638/mo (50% DSR)
Upfront cash ≈ HK$18.43M (deposit + AVD stamp duty HK$1,443,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,175
−HK$4,656/mo
▼ 0.25% · 3.875%
HK$88,486
−HK$2,345/mo
Today · 4.125%
HK$90,831
baseline
▲ 0.50% · 4.625%
HK$95,619
+HK$4,788/mo
Deposit HK$16.99M · loan HK$16.99M · min. income ≈ HK$181,662/mo (50% DSR)
Upfront cash ≈ HK$18.43M (deposit + AVD stamp duty HK$1,443,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,954
−HK$5,829/mo
▼ 0.25% · 3.875%
HK$95,845
−HK$2,938/mo
Today · 4.125%
HK$98,783
baseline
▲ 0.50% · 4.625%
HK$104,793
+HK$6,010/mo
Deposit HK$13.59M · loan HK$20.38M · min. income ≈ HK$197,566/mo (50% DSR)
Upfront cash ≈ HK$15.03M (deposit + AVD stamp duty HK$1,443,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,410
−HK$5,587/mo
▼ 0.25% · 3.875%
HK$106,183
−HK$2,814/mo
Today · 4.125%
HK$108,997
baseline
▲ 0.50% · 4.625%
HK$114,742
+HK$5,745/mo
Deposit HK$13.59M · loan HK$20.38M · min. income ≈ HK$217,994/mo (50% DSR)
Upfront cash ≈ HK$15.03M (deposit + AVD stamp duty HK$1,443,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,446
−HK$6,800/mo
▼ 0.25% · 3.875%
HK$111,819
−HK$3,427/mo
Today · 4.125%
HK$115,246
baseline
▲ 0.50% · 4.625%
HK$122,259
+HK$7,013/mo
Deposit HK$10.19M · loan HK$23.78M · min. income ≈ HK$230,492/mo (50% DSR)
Upfront cash ≈ HK$11.63M (deposit + AVD stamp duty HK$1,443,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,645
−HK$6,518/mo
▼ 0.25% · 3.875%
HK$123,881
−HK$3,282/mo
Today · 4.125%
HK$127,163
baseline
▲ 0.50% · 4.625%
HK$133,866
+HK$6,703/mo
Deposit HK$10.19M · loan HK$23.78M · min. income ≈ HK$254,326/mo (50% DSR)
Upfront cash ≈ HK$11.63M (deposit + AVD stamp duty HK$1,443,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,430
−HK$8,744/mo
▼ 0.25% · 3.875%
HK$143,767
−HK$4,407/mo
Today · 4.125%
HK$148,174
baseline
▲ 0.50% · 4.625%
HK$157,190
+HK$9,016/mo
Deposit HK$3.40M · loan HK$30.57M · min. income ≈ HK$296,348/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$1,443,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,115
−HK$8,380/mo
▼ 0.25% · 3.875%
HK$159,275
−HK$4,220/mo
Today · 4.125%
HK$163,495
baseline
▲ 0.50% · 4.625%
HK$172,113
+HK$8,618/mo
Deposit HK$3.40M · loan HK$30.57M · min. income ≈ HK$326,990/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$1,443,745 · Scale 2, in force from 26 Feb 2026)