LTV · monthly repayment
▼ 0.50% · 3.625%
HK$77,463
−HK$4,858/mo
▼ 0.25% · 3.875%
HK$79,873
−HK$2,448/mo
Today · 4.125%
HK$82,321
baseline
▲ 0.50% · 4.625%
HK$87,330
+HK$5,009/mo
Deposit HK$16.99M · loan HK$16.99M · min. income ≈ HK$164,642/mo (50% DSR)
Upfront cash ≈ HK$18.43M (deposit + AVD stamp duty HK$1,443,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,177
−HK$4,656/mo
▼ 0.25% · 3.875%
HK$88,489
−HK$2,344/mo
Today · 4.125%
HK$90,833
baseline
▲ 0.50% · 4.625%
HK$95,621
+HK$4,788/mo
Deposit HK$16.99M · loan HK$16.99M · min. income ≈ HK$181,666/mo (50% DSR)
Upfront cash ≈ HK$18.43M (deposit + AVD stamp duty HK$1,443,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,956
−HK$5,829/mo
▼ 0.25% · 3.875%
HK$95,848
−HK$2,937/mo
Today · 4.125%
HK$98,785
baseline
▲ 0.50% · 4.625%
HK$104,796
+HK$6,011/mo
Deposit HK$13.59M · loan HK$20.38M · min. income ≈ HK$197,570/mo (50% DSR)
Upfront cash ≈ HK$15.03M (deposit + AVD stamp duty HK$1,443,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,413
−HK$5,587/mo
▼ 0.25% · 3.875%
HK$106,186
−HK$2,814/mo
Today · 4.125%
HK$109,000
baseline
▲ 0.50% · 4.625%
HK$114,745
+HK$5,745/mo
Deposit HK$13.59M · loan HK$20.38M · min. income ≈ HK$218,000/mo (50% DSR)
Upfront cash ≈ HK$15.03M (deposit + AVD stamp duty HK$1,443,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,449
−HK$6,801/mo
▼ 0.25% · 3.875%
HK$111,822
−HK$3,428/mo
Today · 4.125%
HK$115,250
baseline
▲ 0.50% · 4.625%
HK$122,262
+HK$7,012/mo
Deposit HK$10.19M · loan HK$23.78M · min. income ≈ HK$230,500/mo (50% DSR)
Upfront cash ≈ HK$11.64M (deposit + AVD stamp duty HK$1,443,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,648
−HK$6,519/mo
▼ 0.25% · 3.875%
HK$123,884
−HK$3,283/mo
Today · 4.125%
HK$127,167
baseline
▲ 0.50% · 4.625%
HK$133,870
+HK$6,703/mo
Deposit HK$10.19M · loan HK$23.78M · min. income ≈ HK$254,334/mo (50% DSR)
Upfront cash ≈ HK$11.64M (deposit + AVD stamp duty HK$1,443,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,434
−HK$8,744/mo
▼ 0.25% · 3.875%
HK$143,771
−HK$4,407/mo
Today · 4.125%
HK$148,178
baseline
▲ 0.50% · 4.625%
HK$157,194
+HK$9,016/mo
Deposit HK$3.40M · loan HK$30.57M · min. income ≈ HK$296,356/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$1,443,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,119
−HK$8,381/mo
▼ 0.25% · 3.875%
HK$159,279
−HK$4,221/mo
Today · 4.125%
HK$163,500
baseline
▲ 0.50% · 4.625%
HK$172,118
+HK$8,618/mo
Deposit HK$3.40M · loan HK$30.57M · min. income ≈ HK$327,000/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$1,443,785 · Scale 2, in force from 26 Feb 2026)