LTV · monthly repayment
▼ 0.50% · 3.625%
HK$77,464
−HK$4,857/mo
▼ 0.25% · 3.875%
HK$79,873
−HK$2,448/mo
Today · 4.125%
HK$82,321
baseline
▲ 0.50% · 4.625%
HK$87,330
+HK$5,009/mo
Deposit HK$16.99M · loan HK$16.99M · min. income ≈ HK$164,642/mo (50% DSR)
Upfront cash ≈ HK$18.43M (deposit + AVD stamp duty HK$1,443,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,178
−HK$4,656/mo
▼ 0.25% · 3.875%
HK$88,489
−HK$2,345/mo
Today · 4.125%
HK$90,834
baseline
▲ 0.50% · 4.625%
HK$95,622
+HK$4,788/mo
Deposit HK$16.99M · loan HK$16.99M · min. income ≈ HK$181,668/mo (50% DSR)
Upfront cash ≈ HK$18.43M (deposit + AVD stamp duty HK$1,443,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,956
−HK$5,830/mo
▼ 0.25% · 3.875%
HK$95,848
−HK$2,938/mo
Today · 4.125%
HK$98,786
baseline
▲ 0.50% · 4.625%
HK$104,797
+HK$6,011/mo
Deposit HK$13.59M · loan HK$20.38M · min. income ≈ HK$197,572/mo (50% DSR)
Upfront cash ≈ HK$15.03M (deposit + AVD stamp duty HK$1,443,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,413
−HK$5,587/mo
▼ 0.25% · 3.875%
HK$106,187
−HK$2,813/mo
Today · 4.125%
HK$109,000
baseline
▲ 0.50% · 4.625%
HK$114,746
+HK$5,746/mo
Deposit HK$13.59M · loan HK$20.38M · min. income ≈ HK$218,000/mo (50% DSR)
Upfront cash ≈ HK$15.03M (deposit + AVD stamp duty HK$1,443,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,449
−HK$6,801/mo
▼ 0.25% · 3.875%
HK$111,823
−HK$3,427/mo
Today · 4.125%
HK$115,250
baseline
▲ 0.50% · 4.625%
HK$122,263
+HK$7,013/mo
Deposit HK$10.19M · loan HK$23.78M · min. income ≈ HK$230,500/mo (50% DSR)
Upfront cash ≈ HK$11.64M (deposit + AVD stamp duty HK$1,443,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,649
−HK$6,518/mo
▼ 0.25% · 3.875%
HK$123,884
−HK$3,283/mo
Today · 4.125%
HK$127,167
baseline
▲ 0.50% · 4.625%
HK$133,870
+HK$6,703/mo
Deposit HK$10.19M · loan HK$23.78M · min. income ≈ HK$254,334/mo (50% DSR)
Upfront cash ≈ HK$11.64M (deposit + AVD stamp duty HK$1,443,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,435
−HK$8,744/mo
▼ 0.25% · 3.875%
HK$143,772
−HK$4,407/mo
Today · 4.125%
HK$148,179
baseline
▲ 0.50% · 4.625%
HK$157,195
+HK$9,016/mo
Deposit HK$3.40M · loan HK$30.57M · min. income ≈ HK$296,358/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$1,443,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,120
−HK$8,380/mo
▼ 0.25% · 3.875%
HK$159,280
−HK$4,220/mo
Today · 4.125%
HK$163,500
baseline
▲ 0.50% · 4.625%
HK$172,119
+HK$8,619/mo
Deposit HK$3.40M · loan HK$30.57M · min. income ≈ HK$327,000/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$1,443,790 · Scale 2, in force from 26 Feb 2026)