LTV · monthly repayment
▼ 0.50% · 3.625%
HK$77,466
−HK$4,858/mo
▼ 0.25% · 3.875%
HK$79,875
−HK$2,449/mo
Today · 4.125%
HK$82,324
baseline
▲ 0.50% · 4.625%
HK$87,333
+HK$5,009/mo
Deposit HK$16.99M · loan HK$16.99M · min. income ≈ HK$164,648/mo (50% DSR)
Upfront cash ≈ HK$18.43M (deposit + AVD stamp duty HK$1,443,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,180
−HK$4,656/mo
▼ 0.25% · 3.875%
HK$88,491
−HK$2,345/mo
Today · 4.125%
HK$90,836
baseline
▲ 0.50% · 4.625%
HK$95,624
+HK$4,788/mo
Deposit HK$16.99M · loan HK$16.99M · min. income ≈ HK$181,672/mo (50% DSR)
Upfront cash ≈ HK$18.43M (deposit + AVD stamp duty HK$1,443,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,959
−HK$5,829/mo
▼ 0.25% · 3.875%
HK$95,850
−HK$2,938/mo
Today · 4.125%
HK$98,788
baseline
▲ 0.50% · 4.625%
HK$104,799
+HK$6,011/mo
Deposit HK$13.59M · loan HK$20.38M · min. income ≈ HK$197,576/mo (50% DSR)
Upfront cash ≈ HK$15.03M (deposit + AVD stamp duty HK$1,443,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,416
−HK$5,587/mo
▼ 0.25% · 3.875%
HK$106,189
−HK$2,814/mo
Today · 4.125%
HK$109,003
baseline
▲ 0.50% · 4.625%
HK$114,749
+HK$5,746/mo
Deposit HK$13.59M · loan HK$20.38M · min. income ≈ HK$218,006/mo (50% DSR)
Upfront cash ≈ HK$15.03M (deposit + AVD stamp duty HK$1,443,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,452
−HK$6,801/mo
▼ 0.25% · 3.875%
HK$111,826
−HK$3,427/mo
Today · 4.125%
HK$115,253
baseline
▲ 0.50% · 4.625%
HK$122,266
+HK$7,013/mo
Deposit HK$10.19M · loan HK$23.78M · min. income ≈ HK$230,506/mo (50% DSR)
Upfront cash ≈ HK$11.64M (deposit + AVD stamp duty HK$1,443,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,652
−HK$6,518/mo
▼ 0.25% · 3.875%
HK$123,888
−HK$3,282/mo
Today · 4.125%
HK$127,170
baseline
▲ 0.50% · 4.625%
HK$133,874
+HK$6,704/mo
Deposit HK$10.19M · loan HK$23.78M · min. income ≈ HK$254,340/mo (50% DSR)
Upfront cash ≈ HK$11.64M (deposit + AVD stamp duty HK$1,443,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,438
−HK$8,744/mo
▼ 0.25% · 3.875%
HK$143,776
−HK$4,406/mo
Today · 4.125%
HK$148,182
baseline
▲ 0.50% · 4.625%
HK$157,199
+HK$9,017/mo
Deposit HK$3.40M · loan HK$30.58M · min. income ≈ HK$296,364/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$1,443,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,124
−HK$8,381/mo
▼ 0.25% · 3.875%
HK$159,284
−HK$4,221/mo
Today · 4.125%
HK$163,505
baseline
▲ 0.50% · 4.625%
HK$172,123
+HK$8,618/mo
Deposit HK$3.40M · loan HK$30.58M · min. income ≈ HK$327,010/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$1,443,827 · Scale 2, in force from 26 Feb 2026)