LTV · monthly repayment
▼ 0.50% · 3.625%
HK$77,468
−HK$4,858/mo
▼ 0.25% · 3.875%
HK$79,878
−HK$2,448/mo
Today · 4.125%
HK$82,326
baseline
▲ 0.50% · 4.625%
HK$87,336
+HK$5,010/mo
Deposit HK$16.99M · loan HK$16.99M · min. income ≈ HK$164,652/mo (50% DSR)
Upfront cash ≈ HK$18.43M (deposit + AVD stamp duty HK$1,443,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,183
−HK$4,656/mo
▼ 0.25% · 3.875%
HK$88,494
−HK$2,345/mo
Today · 4.125%
HK$90,839
baseline
▲ 0.50% · 4.625%
HK$95,627
+HK$4,788/mo
Deposit HK$16.99M · loan HK$16.99M · min. income ≈ HK$181,678/mo (50% DSR)
Upfront cash ≈ HK$18.43M (deposit + AVD stamp duty HK$1,443,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,962
−HK$5,829/mo
▼ 0.25% · 3.875%
HK$95,854
−HK$2,937/mo
Today · 4.125%
HK$98,791
baseline
▲ 0.50% · 4.625%
HK$104,803
+HK$6,012/mo
Deposit HK$13.59M · loan HK$20.38M · min. income ≈ HK$197,582/mo (50% DSR)
Upfront cash ≈ HK$15.03M (deposit + AVD stamp duty HK$1,443,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,419
−HK$5,588/mo
▼ 0.25% · 3.875%
HK$106,193
−HK$2,814/mo
Today · 4.125%
HK$109,007
baseline
▲ 0.50% · 4.625%
HK$114,752
+HK$5,745/mo
Deposit HK$13.59M · loan HK$20.38M · min. income ≈ HK$218,014/mo (50% DSR)
Upfront cash ≈ HK$15.03M (deposit + AVD stamp duty HK$1,443,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,456
−HK$6,801/mo
▼ 0.25% · 3.875%
HK$111,829
−HK$3,428/mo
Today · 4.125%
HK$115,257
baseline
▲ 0.50% · 4.625%
HK$122,270
+HK$7,013/mo
Deposit HK$10.19M · loan HK$23.78M · min. income ≈ HK$230,514/mo (50% DSR)
Upfront cash ≈ HK$11.64M (deposit + AVD stamp duty HK$1,443,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,656
−HK$6,518/mo
▼ 0.25% · 3.875%
HK$123,892
−HK$3,282/mo
Today · 4.125%
HK$127,174
baseline
▲ 0.50% · 4.625%
HK$133,878
+HK$6,704/mo
Deposit HK$10.19M · loan HK$23.78M · min. income ≈ HK$254,348/mo (50% DSR)
Upfront cash ≈ HK$11.64M (deposit + AVD stamp duty HK$1,443,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,443
−HK$8,744/mo
▼ 0.25% · 3.875%
HK$143,780
−HK$4,407/mo
Today · 4.125%
HK$148,187
baseline
▲ 0.50% · 4.625%
HK$157,204
+HK$9,017/mo
Deposit HK$3.40M · loan HK$30.58M · min. income ≈ HK$296,374/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$1,443,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,129
−HK$8,381/mo
▼ 0.25% · 3.875%
HK$159,289
−HK$4,221/mo
Today · 4.125%
HK$163,510
baseline
▲ 0.50% · 4.625%
HK$172,129
+HK$8,619/mo
Deposit HK$3.40M · loan HK$30.58M · min. income ≈ HK$327,020/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$1,443,873 · Scale 2, in force from 26 Feb 2026)