LTV · monthly repayment
▼ 0.50% · 3.625%
HK$77,471
−HK$4,858/mo
▼ 0.25% · 3.875%
HK$79,881
−HK$2,448/mo
Today · 4.125%
HK$82,329
baseline
▲ 0.50% · 4.625%
HK$87,338
+HK$5,009/mo
Deposit HK$16.99M · loan HK$16.99M · min. income ≈ HK$164,658/mo (50% DSR)
Upfront cash ≈ HK$18.43M (deposit + AVD stamp duty HK$1,443,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,186
−HK$4,656/mo
▼ 0.25% · 3.875%
HK$88,497
−HK$2,345/mo
Today · 4.125%
HK$90,842
baseline
▲ 0.50% · 4.625%
HK$95,630
+HK$4,788/mo
Deposit HK$16.99M · loan HK$16.99M · min. income ≈ HK$181,684/mo (50% DSR)
Upfront cash ≈ HK$18.43M (deposit + AVD stamp duty HK$1,443,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,965
−HK$5,830/mo
▼ 0.25% · 3.875%
HK$95,857
−HK$2,938/mo
Today · 4.125%
HK$98,795
baseline
▲ 0.50% · 4.625%
HK$104,806
+HK$6,011/mo
Deposit HK$13.59M · loan HK$20.38M · min. income ≈ HK$197,590/mo (50% DSR)
Upfront cash ≈ HK$15.03M (deposit + AVD stamp duty HK$1,443,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,423
−HK$5,587/mo
▼ 0.25% · 3.875%
HK$106,196
−HK$2,814/mo
Today · 4.125%
HK$109,010
baseline
▲ 0.50% · 4.625%
HK$114,756
+HK$5,746/mo
Deposit HK$13.59M · loan HK$20.38M · min. income ≈ HK$218,020/mo (50% DSR)
Upfront cash ≈ HK$15.03M (deposit + AVD stamp duty HK$1,443,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,459
−HK$6,802/mo
▼ 0.25% · 3.875%
HK$111,833
−HK$3,428/mo
Today · 4.125%
HK$115,261
baseline
▲ 0.50% · 4.625%
HK$122,274
+HK$7,013/mo
Deposit HK$10.19M · loan HK$23.78M · min. income ≈ HK$230,522/mo (50% DSR)
Upfront cash ≈ HK$11.64M (deposit + AVD stamp duty HK$1,443,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,660
−HK$6,519/mo
▼ 0.25% · 3.875%
HK$123,896
−HK$3,283/mo
Today · 4.125%
HK$127,179
baseline
▲ 0.50% · 4.625%
HK$133,882
+HK$6,703/mo
Deposit HK$10.19M · loan HK$23.78M · min. income ≈ HK$254,358/mo (50% DSR)
Upfront cash ≈ HK$11.64M (deposit + AVD stamp duty HK$1,443,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,448
−HK$8,744/mo
▼ 0.25% · 3.875%
HK$143,785
−HK$4,407/mo
Today · 4.125%
HK$148,192
baseline
▲ 0.50% · 4.625%
HK$157,209
+HK$9,017/mo
Deposit HK$3.40M · loan HK$30.58M · min. income ≈ HK$296,384/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$1,443,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,134
−HK$8,381/mo
▼ 0.25% · 3.875%
HK$159,295
−HK$4,220/mo
Today · 4.125%
HK$163,515
baseline
▲ 0.50% · 4.625%
HK$172,135
+HK$8,620/mo
Deposit HK$3.40M · loan HK$30.58M · min. income ≈ HK$327,030/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$1,443,922 · Scale 2, in force from 26 Feb 2026)