LTV · monthly repayment
▼ 0.50% · 3.625%
HK$77,473
−HK$4,858/mo
▼ 0.25% · 3.875%
HK$79,883
−HK$2,448/mo
Today · 4.125%
HK$82,331
baseline
▲ 0.50% · 4.625%
HK$87,341
+HK$5,010/mo
Deposit HK$16.99M · loan HK$16.99M · min. income ≈ HK$164,662/mo (50% DSR)
Upfront cash ≈ HK$18.43M (deposit + AVD stamp duty HK$1,443,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,188
−HK$4,656/mo
▼ 0.25% · 3.875%
HK$88,499
−HK$2,345/mo
Today · 4.125%
HK$90,844
baseline
▲ 0.50% · 4.625%
HK$95,633
+HK$4,789/mo
Deposit HK$16.99M · loan HK$16.99M · min. income ≈ HK$181,688/mo (50% DSR)
Upfront cash ≈ HK$18.43M (deposit + AVD stamp duty HK$1,443,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,967
−HK$5,830/mo
▼ 0.25% · 3.875%
HK$95,859
−HK$2,938/mo
Today · 4.125%
HK$98,797
baseline
▲ 0.50% · 4.625%
HK$104,809
+HK$6,012/mo
Deposit HK$13.59M · loan HK$20.39M · min. income ≈ HK$197,594/mo (50% DSR)
Upfront cash ≈ HK$15.03M (deposit + AVD stamp duty HK$1,443,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,425
−HK$5,588/mo
▼ 0.25% · 3.875%
HK$106,199
−HK$2,814/mo
Today · 4.125%
HK$109,013
baseline
▲ 0.50% · 4.625%
HK$114,759
+HK$5,746/mo
Deposit HK$13.59M · loan HK$20.39M · min. income ≈ HK$218,026/mo (50% DSR)
Upfront cash ≈ HK$15.03M (deposit + AVD stamp duty HK$1,443,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,462
−HK$6,802/mo
▼ 0.25% · 3.875%
HK$111,836
−HK$3,428/mo
Today · 4.125%
HK$115,264
baseline
▲ 0.50% · 4.625%
HK$122,277
+HK$7,013/mo
Deposit HK$10.19M · loan HK$23.78M · min. income ≈ HK$230,528/mo (50% DSR)
Upfront cash ≈ HK$11.64M (deposit + AVD stamp duty HK$1,443,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,663
−HK$6,519/mo
▼ 0.25% · 3.875%
HK$123,899
−HK$3,283/mo
Today · 4.125%
HK$127,182
baseline
▲ 0.50% · 4.625%
HK$133,886
+HK$6,704/mo
Deposit HK$10.19M · loan HK$23.78M · min. income ≈ HK$254,364/mo (50% DSR)
Upfront cash ≈ HK$11.64M (deposit + AVD stamp duty HK$1,443,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,451
−HK$8,745/mo
▼ 0.25% · 3.875%
HK$143,789
−HK$4,407/mo
Today · 4.125%
HK$148,196
baseline
▲ 0.50% · 4.625%
HK$157,213
+HK$9,017/mo
Deposit HK$3.40M · loan HK$30.58M · min. income ≈ HK$296,392/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$1,443,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,138
−HK$8,382/mo
▼ 0.25% · 3.875%
HK$159,299
−HK$4,221/mo
Today · 4.125%
HK$163,520
baseline
▲ 0.50% · 4.625%
HK$172,139
+HK$8,619/mo
Deposit HK$3.40M · loan HK$30.58M · min. income ≈ HK$327,040/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$1,443,959 · Scale 2, in force from 26 Feb 2026)