LTV · monthly repayment
▼ 0.50% · 3.625%
HK$77,474
−HK$4,858/mo
▼ 0.25% · 3.875%
HK$79,884
−HK$2,448/mo
Today · 4.125%
HK$82,332
baseline
▲ 0.50% · 4.625%
HK$87,342
+HK$5,010/mo
Deposit HK$16.99M · loan HK$16.99M · min. income ≈ HK$164,664/mo (50% DSR)
Upfront cash ≈ HK$18.43M (deposit + AVD stamp duty HK$1,443,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,189
−HK$4,656/mo
▼ 0.25% · 3.875%
HK$88,500
−HK$2,345/mo
Today · 4.125%
HK$90,845
baseline
▲ 0.50% · 4.625%
HK$95,634
+HK$4,789/mo
Deposit HK$16.99M · loan HK$16.99M · min. income ≈ HK$181,690/mo (50% DSR)
Upfront cash ≈ HK$18.43M (deposit + AVD stamp duty HK$1,443,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,969
−HK$5,830/mo
▼ 0.25% · 3.875%
HK$95,860
−HK$2,939/mo
Today · 4.125%
HK$98,799
baseline
▲ 0.50% · 4.625%
HK$104,810
+HK$6,011/mo
Deposit HK$13.59M · loan HK$20.39M · min. income ≈ HK$197,598/mo (50% DSR)
Upfront cash ≈ HK$15.03M (deposit + AVD stamp duty HK$1,443,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,427
−HK$5,588/mo
▼ 0.25% · 3.875%
HK$106,201
−HK$2,814/mo
Today · 4.125%
HK$109,015
baseline
▲ 0.50% · 4.625%
HK$114,761
+HK$5,746/mo
Deposit HK$13.59M · loan HK$20.39M · min. income ≈ HK$218,030/mo (50% DSR)
Upfront cash ≈ HK$15.03M (deposit + AVD stamp duty HK$1,443,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,463
−HK$6,802/mo
▼ 0.25% · 3.875%
HK$111,837
−HK$3,428/mo
Today · 4.125%
HK$115,265
baseline
▲ 0.50% · 4.625%
HK$122,279
+HK$7,014/mo
Deposit HK$10.19M · loan HK$23.78M · min. income ≈ HK$230,530/mo (50% DSR)
Upfront cash ≈ HK$11.64M (deposit + AVD stamp duty HK$1,443,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,664
−HK$6,520/mo
▼ 0.25% · 3.875%
HK$123,901
−HK$3,283/mo
Today · 4.125%
HK$127,184
baseline
▲ 0.50% · 4.625%
HK$133,888
+HK$6,704/mo
Deposit HK$10.19M · loan HK$23.78M · min. income ≈ HK$254,368/mo (50% DSR)
Upfront cash ≈ HK$11.64M (deposit + AVD stamp duty HK$1,443,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,453
−HK$8,745/mo
▼ 0.25% · 3.875%
HK$143,791
−HK$4,407/mo
Today · 4.125%
HK$148,198
baseline
▲ 0.50% · 4.625%
HK$157,215
+HK$9,017/mo
Deposit HK$3.40M · loan HK$30.58M · min. income ≈ HK$296,396/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$1,443,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,140
−HK$8,382/mo
▼ 0.25% · 3.875%
HK$159,301
−HK$4,221/mo
Today · 4.125%
HK$163,522
baseline
▲ 0.50% · 4.625%
HK$172,141
+HK$8,619/mo
Deposit HK$3.40M · loan HK$30.58M · min. income ≈ HK$327,044/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$1,443,978 · Scale 2, in force from 26 Feb 2026)