LTV · monthly repayment
▼ 0.50% · 3.625%
HK$77,475
−HK$4,859/mo
▼ 0.25% · 3.875%
HK$79,885
−HK$2,449/mo
Today · 4.125%
HK$82,334
baseline
▲ 0.50% · 4.625%
HK$87,343
+HK$5,009/mo
Deposit HK$16.99M · loan HK$16.99M · min. income ≈ HK$164,668/mo (50% DSR)
Upfront cash ≈ HK$18.43M (deposit + AVD stamp duty HK$1,444,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,190
−HK$4,657/mo
▼ 0.25% · 3.875%
HK$88,502
−HK$2,345/mo
Today · 4.125%
HK$90,847
baseline
▲ 0.50% · 4.625%
HK$95,636
+HK$4,789/mo
Deposit HK$16.99M · loan HK$16.99M · min. income ≈ HK$181,694/mo (50% DSR)
Upfront cash ≈ HK$18.43M (deposit + AVD stamp duty HK$1,444,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,970
−HK$5,830/mo
▼ 0.25% · 3.875%
HK$95,862
−HK$2,938/mo
Today · 4.125%
HK$98,800
baseline
▲ 0.50% · 4.625%
HK$104,812
+HK$6,012/mo
Deposit HK$13.59M · loan HK$20.39M · min. income ≈ HK$197,600/mo (50% DSR)
Upfront cash ≈ HK$15.03M (deposit + AVD stamp duty HK$1,444,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,428
−HK$5,588/mo
▼ 0.25% · 3.875%
HK$106,202
−HK$2,814/mo
Today · 4.125%
HK$109,016
baseline
▲ 0.50% · 4.625%
HK$114,763
+HK$5,747/mo
Deposit HK$13.59M · loan HK$20.39M · min. income ≈ HK$218,032/mo (50% DSR)
Upfront cash ≈ HK$15.03M (deposit + AVD stamp duty HK$1,444,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,465
−HK$6,802/mo
▼ 0.25% · 3.875%
HK$111,839
−HK$3,428/mo
Today · 4.125%
HK$115,267
baseline
▲ 0.50% · 4.625%
HK$122,281
+HK$7,014/mo
Deposit HK$10.19M · loan HK$23.78M · min. income ≈ HK$230,534/mo (50% DSR)
Upfront cash ≈ HK$11.64M (deposit + AVD stamp duty HK$1,444,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,666
−HK$6,520/mo
▼ 0.25% · 3.875%
HK$123,903
−HK$3,283/mo
Today · 4.125%
HK$127,186
baseline
▲ 0.50% · 4.625%
HK$133,890
+HK$6,704/mo
Deposit HK$10.19M · loan HK$23.78M · min. income ≈ HK$254,372/mo (50% DSR)
Upfront cash ≈ HK$11.64M (deposit + AVD stamp duty HK$1,444,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,455
−HK$8,745/mo
▼ 0.25% · 3.875%
HK$143,793
−HK$4,407/mo
Today · 4.125%
HK$148,200
baseline
▲ 0.50% · 4.625%
HK$157,218
+HK$9,018/mo
Deposit HK$3.40M · loan HK$30.58M · min. income ≈ HK$296,400/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$1,444,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,143
−HK$8,381/mo
▼ 0.25% · 3.875%
HK$159,303
−HK$4,221/mo
Today · 4.125%
HK$163,524
baseline
▲ 0.50% · 4.625%
HK$172,144
+HK$8,620/mo
Deposit HK$3.40M · loan HK$30.58M · min. income ≈ HK$327,048/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$1,444,002 · Scale 2, in force from 26 Feb 2026)