LTV · monthly repayment
▼ 0.50% · 3.625%
HK$77,483
−HK$4,859/mo
▼ 0.25% · 3.875%
HK$79,894
−HK$2,448/mo
Today · 4.125%
HK$82,342
baseline
▲ 0.50% · 4.625%
HK$87,353
+HK$5,011/mo
Deposit HK$16.99M · loan HK$16.99M · min. income ≈ HK$164,684/mo (50% DSR)
Upfront cash ≈ HK$18.43M (deposit + AVD stamp duty HK$1,444,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,200
−HK$4,657/mo
▼ 0.25% · 3.875%
HK$88,511
−HK$2,346/mo
Today · 4.125%
HK$90,857
baseline
▲ 0.50% · 4.625%
HK$95,646
+HK$4,789/mo
Deposit HK$16.99M · loan HK$16.99M · min. income ≈ HK$181,714/mo (50% DSR)
Upfront cash ≈ HK$18.43M (deposit + AVD stamp duty HK$1,444,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,980
−HK$5,831/mo
▼ 0.25% · 3.875%
HK$95,872
−HK$2,939/mo
Today · 4.125%
HK$98,811
baseline
▲ 0.50% · 4.625%
HK$104,823
+HK$6,012/mo
Deposit HK$13.59M · loan HK$20.39M · min. income ≈ HK$197,622/mo (50% DSR)
Upfront cash ≈ HK$15.04M (deposit + AVD stamp duty HK$1,444,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,439
−HK$5,589/mo
▼ 0.25% · 3.875%
HK$106,214
−HK$2,814/mo
Today · 4.125%
HK$109,028
baseline
▲ 0.50% · 4.625%
HK$114,775
+HK$5,747/mo
Deposit HK$13.59M · loan HK$20.39M · min. income ≈ HK$218,056/mo (50% DSR)
Upfront cash ≈ HK$15.04M (deposit + AVD stamp duty HK$1,444,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,477
−HK$6,802/mo
▼ 0.25% · 3.875%
HK$111,851
−HK$3,428/mo
Today · 4.125%
HK$115,279
baseline
▲ 0.50% · 4.625%
HK$122,294
+HK$7,015/mo
Deposit HK$10.19M · loan HK$23.79M · min. income ≈ HK$230,558/mo (50% DSR)
Upfront cash ≈ HK$11.64M (deposit + AVD stamp duty HK$1,444,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,679
−HK$6,520/mo
▼ 0.25% · 3.875%
HK$123,916
−HK$3,283/mo
Today · 4.125%
HK$127,199
baseline
▲ 0.50% · 4.625%
HK$133,904
+HK$6,705/mo
Deposit HK$10.19M · loan HK$23.79M · min. income ≈ HK$254,398/mo (50% DSR)
Upfront cash ≈ HK$11.64M (deposit + AVD stamp duty HK$1,444,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,470
−HK$8,746/mo
▼ 0.25% · 3.875%
HK$143,809
−HK$4,407/mo
Today · 4.125%
HK$148,216
baseline
▲ 0.50% · 4.625%
HK$157,235
+HK$9,019/mo
Deposit HK$3.40M · loan HK$30.58M · min. income ≈ HK$296,432/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$1,444,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,159
−HK$8,383/mo
▼ 0.25% · 3.875%
HK$159,321
−HK$4,221/mo
Today · 4.125%
HK$163,542
baseline
▲ 0.50% · 4.625%
HK$172,163
+HK$8,621/mo
Deposit HK$3.40M · loan HK$30.58M · min. income ≈ HK$327,084/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$1,444,157 · Scale 2, in force from 26 Feb 2026)