LTV · monthly repayment
▼ 0.50% · 3.625%
HK$77,485
−HK$4,858/mo
▼ 0.25% · 3.875%
HK$79,895
−HK$2,448/mo
Today · 4.125%
HK$82,343
baseline
▲ 0.50% · 4.625%
HK$87,354
+HK$5,011/mo
Deposit HK$16.99M · loan HK$16.99M · min. income ≈ HK$164,686/mo (50% DSR)
Upfront cash ≈ HK$18.43M (deposit + AVD stamp duty HK$1,444,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,201
−HK$4,657/mo
▼ 0.25% · 3.875%
HK$88,513
−HK$2,345/mo
Today · 4.125%
HK$90,858
baseline
▲ 0.50% · 4.625%
HK$95,647
+HK$4,789/mo
Deposit HK$16.99M · loan HK$16.99M · min. income ≈ HK$181,716/mo (50% DSR)
Upfront cash ≈ HK$18.43M (deposit + AVD stamp duty HK$1,444,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,981
−HK$5,831/mo
▼ 0.25% · 3.875%
HK$95,874
−HK$2,938/mo
Today · 4.125%
HK$98,812
baseline
▲ 0.50% · 4.625%
HK$104,825
+HK$6,013/mo
Deposit HK$13.59M · loan HK$20.39M · min. income ≈ HK$197,624/mo (50% DSR)
Upfront cash ≈ HK$15.04M (deposit + AVD stamp duty HK$1,444,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,441
−HK$5,588/mo
▼ 0.25% · 3.875%
HK$106,215
−HK$2,814/mo
Today · 4.125%
HK$109,029
baseline
▲ 0.50% · 4.625%
HK$114,777
+HK$5,748/mo
Deposit HK$13.59M · loan HK$20.39M · min. income ≈ HK$218,058/mo (50% DSR)
Upfront cash ≈ HK$15.04M (deposit + AVD stamp duty HK$1,444,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,478
−HK$6,803/mo
▼ 0.25% · 3.875%
HK$111,853
−HK$3,428/mo
Today · 4.125%
HK$115,281
baseline
▲ 0.50% · 4.625%
HK$122,295
+HK$7,014/mo
Deposit HK$10.19M · loan HK$23.79M · min. income ≈ HK$230,562/mo (50% DSR)
Upfront cash ≈ HK$11.64M (deposit + AVD stamp duty HK$1,444,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,681
−HK$6,520/mo
▼ 0.25% · 3.875%
HK$123,918
−HK$3,283/mo
Today · 4.125%
HK$127,201
baseline
▲ 0.50% · 4.625%
HK$133,906
+HK$6,705/mo
Deposit HK$10.19M · loan HK$23.79M · min. income ≈ HK$254,402/mo (50% DSR)
Upfront cash ≈ HK$11.64M (deposit + AVD stamp duty HK$1,444,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,472
−HK$8,746/mo
▼ 0.25% · 3.875%
HK$143,810
−HK$4,408/mo
Today · 4.125%
HK$148,218
baseline
▲ 0.50% · 4.625%
HK$157,237
+HK$9,019/mo
Deposit HK$3.40M · loan HK$30.58M · min. income ≈ HK$296,436/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$1,444,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,161
−HK$8,383/mo
▼ 0.25% · 3.875%
HK$159,323
−HK$4,221/mo
Today · 4.125%
HK$163,544
baseline
▲ 0.50% · 4.625%
HK$172,165
+HK$8,621/mo
Deposit HK$3.40M · loan HK$30.58M · min. income ≈ HK$327,088/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$1,444,176 · Scale 2, in force from 26 Feb 2026)