LTV · monthly repayment
▼ 0.50% · 3.625%
HK$77,486
−HK$4,859/mo
▼ 0.25% · 3.875%
HK$79,896
−HK$2,449/mo
Today · 4.125%
HK$82,345
baseline
▲ 0.50% · 4.625%
HK$87,356
+HK$5,011/mo
Deposit HK$16.99M · loan HK$16.99M · min. income ≈ HK$164,690/mo (50% DSR)
Upfront cash ≈ HK$18.43M (deposit + AVD stamp duty HK$1,444,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,203
−HK$4,657/mo
▼ 0.25% · 3.875%
HK$88,514
−HK$2,346/mo
Today · 4.125%
HK$90,860
baseline
▲ 0.50% · 4.625%
HK$95,649
+HK$4,789/mo
Deposit HK$16.99M · loan HK$16.99M · min. income ≈ HK$181,720/mo (50% DSR)
Upfront cash ≈ HK$18.43M (deposit + AVD stamp duty HK$1,444,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,983
−HK$5,831/mo
▼ 0.25% · 3.875%
HK$95,876
−HK$2,938/mo
Today · 4.125%
HK$98,814
baseline
▲ 0.50% · 4.625%
HK$104,827
+HK$6,013/mo
Deposit HK$13.59M · loan HK$20.39M · min. income ≈ HK$197,628/mo (50% DSR)
Upfront cash ≈ HK$15.04M (deposit + AVD stamp duty HK$1,444,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,443
−HK$5,589/mo
▼ 0.25% · 3.875%
HK$106,217
−HK$2,815/mo
Today · 4.125%
HK$109,032
baseline
▲ 0.50% · 4.625%
HK$114,779
+HK$5,747/mo
Deposit HK$13.59M · loan HK$20.39M · min. income ≈ HK$218,064/mo (50% DSR)
Upfront cash ≈ HK$15.04M (deposit + AVD stamp duty HK$1,444,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,481
−HK$6,802/mo
▼ 0.25% · 3.875%
HK$111,855
−HK$3,428/mo
Today · 4.125%
HK$115,283
baseline
▲ 0.50% · 4.625%
HK$122,298
+HK$7,015/mo
Deposit HK$10.19M · loan HK$23.79M · min. income ≈ HK$230,566/mo (50% DSR)
Upfront cash ≈ HK$11.64M (deposit + AVD stamp duty HK$1,444,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,684
−HK$6,520/mo
▼ 0.25% · 3.875%
HK$123,920
−HK$3,284/mo
Today · 4.125%
HK$127,204
baseline
▲ 0.50% · 4.625%
HK$133,909
+HK$6,705/mo
Deposit HK$10.19M · loan HK$23.79M · min. income ≈ HK$254,408/mo (50% DSR)
Upfront cash ≈ HK$11.64M (deposit + AVD stamp duty HK$1,444,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,475
−HK$8,746/mo
▼ 0.25% · 3.875%
HK$143,813
−HK$4,408/mo
Today · 4.125%
HK$148,221
baseline
▲ 0.50% · 4.625%
HK$157,240
+HK$9,019/mo
Deposit HK$3.40M · loan HK$30.58M · min. income ≈ HK$296,442/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$1,444,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,165
−HK$8,383/mo
▼ 0.25% · 3.875%
HK$159,326
−HK$4,222/mo
Today · 4.125%
HK$163,548
baseline
▲ 0.50% · 4.625%
HK$172,168
+HK$8,620/mo
Deposit HK$3.40M · loan HK$30.58M · min. income ≈ HK$327,096/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$1,444,206 · Scale 2, in force from 26 Feb 2026)