LTV · monthly repayment
▼ 0.50% · 3.625%
HK$77,487
−HK$4,859/mo
▼ 0.25% · 3.875%
HK$79,897
−HK$2,449/mo
Today · 4.125%
HK$82,346
baseline
▲ 0.50% · 4.625%
HK$87,357
+HK$5,011/mo
Deposit HK$16.99M · loan HK$16.99M · min. income ≈ HK$164,692/mo (50% DSR)
Upfront cash ≈ HK$18.44M (deposit + AVD stamp duty HK$1,444,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,204
−HK$4,657/mo
▼ 0.25% · 3.875%
HK$88,515
−HK$2,346/mo
Today · 4.125%
HK$90,861
baseline
▲ 0.50% · 4.625%
HK$95,650
+HK$4,789/mo
Deposit HK$16.99M · loan HK$16.99M · min. income ≈ HK$181,722/mo (50% DSR)
Upfront cash ≈ HK$18.44M (deposit + AVD stamp duty HK$1,444,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,984
−HK$5,831/mo
▼ 0.25% · 3.875%
HK$95,877
−HK$2,938/mo
Today · 4.125%
HK$98,815
baseline
▲ 0.50% · 4.625%
HK$104,828
+HK$6,013/mo
Deposit HK$13.59M · loan HK$20.39M · min. income ≈ HK$197,630/mo (50% DSR)
Upfront cash ≈ HK$15.04M (deposit + AVD stamp duty HK$1,444,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,444
−HK$5,589/mo
▼ 0.25% · 3.875%
HK$106,219
−HK$2,814/mo
Today · 4.125%
HK$109,033
baseline
▲ 0.50% · 4.625%
HK$114,780
+HK$5,747/mo
Deposit HK$13.59M · loan HK$20.39M · min. income ≈ HK$218,066/mo (50% DSR)
Upfront cash ≈ HK$15.04M (deposit + AVD stamp duty HK$1,444,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,482
−HK$6,803/mo
▼ 0.25% · 3.875%
HK$111,856
−HK$3,429/mo
Today · 4.125%
HK$115,285
baseline
▲ 0.50% · 4.625%
HK$122,299
+HK$7,014/mo
Deposit HK$10.19M · loan HK$23.79M · min. income ≈ HK$230,570/mo (50% DSR)
Upfront cash ≈ HK$11.64M (deposit + AVD stamp duty HK$1,444,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,685
−HK$6,520/mo
▼ 0.25% · 3.875%
HK$123,922
−HK$3,283/mo
Today · 4.125%
HK$127,205
baseline
▲ 0.50% · 4.625%
HK$133,910
+HK$6,705/mo
Deposit HK$10.19M · loan HK$23.79M · min. income ≈ HK$254,410/mo (50% DSR)
Upfront cash ≈ HK$11.64M (deposit + AVD stamp duty HK$1,444,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,477
−HK$8,746/mo
▼ 0.25% · 3.875%
HK$143,815
−HK$4,408/mo
Today · 4.125%
HK$148,223
baseline
▲ 0.50% · 4.625%
HK$157,242
+HK$9,019/mo
Deposit HK$3.40M · loan HK$30.58M · min. income ≈ HK$296,446/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$1,444,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,166
−HK$8,383/mo
▼ 0.25% · 3.875%
HK$159,328
−HK$4,221/mo
Today · 4.125%
HK$163,549
baseline
▲ 0.50% · 4.625%
HK$172,170
+HK$8,621/mo
Deposit HK$3.40M · loan HK$30.58M · min. income ≈ HK$327,098/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$1,444,223 · Scale 2, in force from 26 Feb 2026)