LTV · monthly repayment
▼ 0.50% · 3.625%
HK$77,490
−HK$4,859/mo
▼ 0.25% · 3.875%
HK$79,901
−HK$2,448/mo
Today · 4.125%
HK$82,349
baseline
▲ 0.50% · 4.625%
HK$87,360
+HK$5,011/mo
Deposit HK$16.99M · loan HK$16.99M · min. income ≈ HK$164,698/mo (50% DSR)
Upfront cash ≈ HK$18.44M (deposit + AVD stamp duty HK$1,444,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,207
−HK$4,657/mo
▼ 0.25% · 3.875%
HK$88,519
−HK$2,345/mo
Today · 4.125%
HK$90,864
baseline
▲ 0.50% · 4.625%
HK$95,654
+HK$4,790/mo
Deposit HK$16.99M · loan HK$16.99M · min. income ≈ HK$181,728/mo (50% DSR)
Upfront cash ≈ HK$18.44M (deposit + AVD stamp duty HK$1,444,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,988
−HK$5,831/mo
▼ 0.25% · 3.875%
HK$95,881
−HK$2,938/mo
Today · 4.125%
HK$98,819
baseline
▲ 0.50% · 4.625%
HK$104,832
+HK$6,013/mo
Deposit HK$13.59M · loan HK$20.39M · min. income ≈ HK$197,638/mo (50% DSR)
Upfront cash ≈ HK$15.04M (deposit + AVD stamp duty HK$1,444,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,448
−HK$5,589/mo
▼ 0.25% · 3.875%
HK$106,223
−HK$2,814/mo
Today · 4.125%
HK$109,037
baseline
▲ 0.50% · 4.625%
HK$114,785
+HK$5,748/mo
Deposit HK$13.59M · loan HK$20.39M · min. income ≈ HK$218,074/mo (50% DSR)
Upfront cash ≈ HK$15.04M (deposit + AVD stamp duty HK$1,444,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,486
−HK$6,803/mo
▼ 0.25% · 3.875%
HK$111,861
−HK$3,428/mo
Today · 4.125%
HK$115,289
baseline
▲ 0.50% · 4.625%
HK$122,304
+HK$7,015/mo
Deposit HK$10.19M · loan HK$23.79M · min. income ≈ HK$230,578/mo (50% DSR)
Upfront cash ≈ HK$11.64M (deposit + AVD stamp duty HK$1,444,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,690
−HK$6,520/mo
▼ 0.25% · 3.875%
HK$123,927
−HK$3,283/mo
Today · 4.125%
HK$127,210
baseline
▲ 0.50% · 4.625%
HK$133,916
+HK$6,706/mo
Deposit HK$10.19M · loan HK$23.79M · min. income ≈ HK$254,420/mo (50% DSR)
Upfront cash ≈ HK$11.64M (deposit + AVD stamp duty HK$1,444,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,482
−HK$8,747/mo
▼ 0.25% · 3.875%
HK$143,821
−HK$4,408/mo
Today · 4.125%
HK$148,229
baseline
▲ 0.50% · 4.625%
HK$157,248
+HK$9,019/mo
Deposit HK$3.40M · loan HK$30.58M · min. income ≈ HK$296,458/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$1,444,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,173
−HK$8,383/mo
▼ 0.25% · 3.875%
HK$159,334
−HK$4,222/mo
Today · 4.125%
HK$163,556
baseline
▲ 0.50% · 4.625%
HK$172,177
+HK$8,621/mo
Deposit HK$3.40M · loan HK$30.58M · min. income ≈ HK$327,112/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$1,444,281 · Scale 2, in force from 26 Feb 2026)