LTV · monthly repayment
▼ 0.50% · 3.625%
HK$77,493
−HK$4,860/mo
▼ 0.25% · 3.875%
HK$79,904
−HK$2,449/mo
Today · 4.125%
HK$82,353
baseline
▲ 0.50% · 4.625%
HK$87,364
+HK$5,011/mo
Deposit HK$16.99M · loan HK$16.99M · min. income ≈ HK$164,706/mo (50% DSR)
Upfront cash ≈ HK$18.44M (deposit + AVD stamp duty HK$1,444,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,211
−HK$4,657/mo
▼ 0.25% · 3.875%
HK$88,523
−HK$2,345/mo
Today · 4.125%
HK$90,868
baseline
▲ 0.50% · 4.625%
HK$95,658
+HK$4,790/mo
Deposit HK$16.99M · loan HK$16.99M · min. income ≈ HK$181,736/mo (50% DSR)
Upfront cash ≈ HK$18.44M (deposit + AVD stamp duty HK$1,444,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,992
−HK$5,831/mo
▼ 0.25% · 3.875%
HK$95,885
−HK$2,938/mo
Today · 4.125%
HK$98,823
baseline
▲ 0.50% · 4.625%
HK$104,837
+HK$6,014/mo
Deposit HK$13.59M · loan HK$20.39M · min. income ≈ HK$197,646/mo (50% DSR)
Upfront cash ≈ HK$15.04M (deposit + AVD stamp duty HK$1,444,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,453
−HK$5,589/mo
▼ 0.25% · 3.875%
HK$106,227
−HK$2,815/mo
Today · 4.125%
HK$109,042
baseline
▲ 0.50% · 4.625%
HK$114,790
+HK$5,748/mo
Deposit HK$13.59M · loan HK$20.39M · min. income ≈ HK$218,084/mo (50% DSR)
Upfront cash ≈ HK$15.04M (deposit + AVD stamp duty HK$1,444,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,491
−HK$6,803/mo
▼ 0.25% · 3.875%
HK$111,865
−HK$3,429/mo
Today · 4.125%
HK$115,294
baseline
▲ 0.50% · 4.625%
HK$122,309
+HK$7,015/mo
Deposit HK$10.20M · loan HK$23.79M · min. income ≈ HK$230,588/mo (50% DSR)
Upfront cash ≈ HK$11.64M (deposit + AVD stamp duty HK$1,444,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,695
−HK$6,520/mo
▼ 0.25% · 3.875%
HK$123,932
−HK$3,283/mo
Today · 4.125%
HK$127,215
baseline
▲ 0.50% · 4.625%
HK$133,921
+HK$6,706/mo
Deposit HK$10.20M · loan HK$23.79M · min. income ≈ HK$254,430/mo (50% DSR)
Upfront cash ≈ HK$11.64M (deposit + AVD stamp duty HK$1,444,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,488
−HK$8,747/mo
▼ 0.25% · 3.875%
HK$143,827
−HK$4,408/mo
Today · 4.125%
HK$148,235
baseline
▲ 0.50% · 4.625%
HK$157,255
+HK$9,020/mo
Deposit HK$3.40M · loan HK$30.59M · min. income ≈ HK$296,470/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$1,444,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,179
−HK$8,384/mo
▼ 0.25% · 3.875%
HK$159,341
−HK$4,222/mo
Today · 4.125%
HK$163,563
baseline
▲ 0.50% · 4.625%
HK$172,184
+HK$8,621/mo
Deposit HK$3.40M · loan HK$30.59M · min. income ≈ HK$327,126/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$1,444,340 · Scale 2, in force from 26 Feb 2026)