LTV · monthly repayment
▼ 0.50% · 3.625%
HK$77,499
−HK$4,860/mo
▼ 0.25% · 3.875%
HK$79,910
−HK$2,449/mo
Today · 4.125%
HK$82,359
baseline
▲ 0.50% · 4.625%
HK$87,370
+HK$5,011/mo
Deposit HK$16.99M · loan HK$16.99M · min. income ≈ HK$164,718/mo (50% DSR)
Upfront cash ≈ HK$18.44M (deposit + AVD stamp duty HK$1,444,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,217
−HK$4,658/mo
▼ 0.25% · 3.875%
HK$88,529
−HK$2,346/mo
Today · 4.125%
HK$90,875
baseline
▲ 0.50% · 4.625%
HK$95,665
+HK$4,790/mo
Deposit HK$16.99M · loan HK$16.99M · min. income ≈ HK$181,750/mo (50% DSR)
Upfront cash ≈ HK$18.44M (deposit + AVD stamp duty HK$1,444,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,999
−HK$5,832/mo
▼ 0.25% · 3.875%
HK$95,892
−HK$2,939/mo
Today · 4.125%
HK$98,831
baseline
▲ 0.50% · 4.625%
HK$104,845
+HK$6,014/mo
Deposit HK$13.59M · loan HK$20.39M · min. income ≈ HK$197,662/mo (50% DSR)
Upfront cash ≈ HK$15.04M (deposit + AVD stamp duty HK$1,444,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,461
−HK$5,589/mo
▼ 0.25% · 3.875%
HK$106,235
−HK$2,815/mo
Today · 4.125%
HK$109,050
baseline
▲ 0.50% · 4.625%
HK$114,798
+HK$5,748/mo
Deposit HK$13.59M · loan HK$20.39M · min. income ≈ HK$218,100/mo (50% DSR)
Upfront cash ≈ HK$15.04M (deposit + AVD stamp duty HK$1,444,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,499
−HK$6,804/mo
▼ 0.25% · 3.875%
HK$111,874
−HK$3,429/mo
Today · 4.125%
HK$115,303
baseline
▲ 0.50% · 4.625%
HK$122,319
+HK$7,016/mo
Deposit HK$10.20M · loan HK$23.79M · min. income ≈ HK$230,606/mo (50% DSR)
Upfront cash ≈ HK$11.64M (deposit + AVD stamp duty HK$1,444,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,704
−HK$6,521/mo
▼ 0.25% · 3.875%
HK$123,941
−HK$3,284/mo
Today · 4.125%
HK$127,225
baseline
▲ 0.50% · 4.625%
HK$133,931
+HK$6,706/mo
Deposit HK$10.20M · loan HK$23.79M · min. income ≈ HK$254,450/mo (50% DSR)
Upfront cash ≈ HK$11.64M (deposit + AVD stamp duty HK$1,444,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,499
−HK$8,747/mo
▼ 0.25% · 3.875%
HK$143,838
−HK$4,408/mo
Today · 4.125%
HK$148,246
baseline
▲ 0.50% · 4.625%
HK$157,267
+HK$9,021/mo
Deposit HK$3.40M · loan HK$30.59M · min. income ≈ HK$296,492/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$1,444,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,191
−HK$8,384/mo
▼ 0.25% · 3.875%
HK$159,353
−HK$4,222/mo
Today · 4.125%
HK$163,575
baseline
▲ 0.50% · 4.625%
HK$172,198
+HK$8,623/mo
Deposit HK$3.40M · loan HK$30.59M · min. income ≈ HK$327,150/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$1,444,451 · Scale 2, in force from 26 Feb 2026)