LTV · monthly repayment
▼ 0.50% · 3.625%
HK$77,502
−HK$4,860/mo
▼ 0.25% · 3.875%
HK$79,913
−HK$2,449/mo
Today · 4.125%
HK$82,362
baseline
▲ 0.50% · 4.625%
HK$87,374
+HK$5,012/mo
Deposit HK$16.99M · loan HK$16.99M · min. income ≈ HK$164,724/mo (50% DSR)
Upfront cash ≈ HK$18.44M (deposit + AVD stamp duty HK$1,444,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,220
−HK$4,658/mo
▼ 0.25% · 3.875%
HK$88,533
−HK$2,345/mo
Today · 4.125%
HK$90,878
baseline
▲ 0.50% · 4.625%
HK$95,669
+HK$4,791/mo
Deposit HK$16.99M · loan HK$16.99M · min. income ≈ HK$181,756/mo (50% DSR)
Upfront cash ≈ HK$18.44M (deposit + AVD stamp duty HK$1,444,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,002
−HK$5,832/mo
▼ 0.25% · 3.875%
HK$95,895
−HK$2,939/mo
Today · 4.125%
HK$98,834
baseline
▲ 0.50% · 4.625%
HK$104,848
+HK$6,014/mo
Deposit HK$13.60M · loan HK$20.39M · min. income ≈ HK$197,668/mo (50% DSR)
Upfront cash ≈ HK$15.04M (deposit + AVD stamp duty HK$1,444,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,464
−HK$5,590/mo
▼ 0.25% · 3.875%
HK$106,239
−HK$2,815/mo
Today · 4.125%
HK$109,054
baseline
▲ 0.50% · 4.625%
HK$114,802
+HK$5,748/mo
Deposit HK$13.60M · loan HK$20.39M · min. income ≈ HK$218,108/mo (50% DSR)
Upfront cash ≈ HK$15.04M (deposit + AVD stamp duty HK$1,444,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,503
−HK$6,804/mo
▼ 0.25% · 3.875%
HK$111,878
−HK$3,429/mo
Today · 4.125%
HK$115,307
baseline
▲ 0.50% · 4.625%
HK$122,323
+HK$7,016/mo
Deposit HK$10.20M · loan HK$23.79M · min. income ≈ HK$230,614/mo (50% DSR)
Upfront cash ≈ HK$11.64M (deposit + AVD stamp duty HK$1,444,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,708
−HK$6,522/mo
▼ 0.25% · 3.875%
HK$123,946
−HK$3,284/mo
Today · 4.125%
HK$127,230
baseline
▲ 0.50% · 4.625%
HK$133,936
+HK$6,706/mo
Deposit HK$10.20M · loan HK$23.79M · min. income ≈ HK$254,460/mo (50% DSR)
Upfront cash ≈ HK$11.64M (deposit + AVD stamp duty HK$1,444,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,504
−HK$8,748/mo
▼ 0.25% · 3.875%
HK$143,843
−HK$4,409/mo
Today · 4.125%
HK$148,252
baseline
▲ 0.50% · 4.625%
HK$157,272
+HK$9,020/mo
Deposit HK$3.40M · loan HK$30.59M · min. income ≈ HK$296,504/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$1,444,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,196
−HK$8,385/mo
▼ 0.25% · 3.875%
HK$159,359
−HK$4,222/mo
Today · 4.125%
HK$163,581
baseline
▲ 0.50% · 4.625%
HK$172,204
+HK$8,623/mo
Deposit HK$3.40M · loan HK$30.59M · min. income ≈ HK$327,162/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$1,444,502 · Scale 2, in force from 26 Feb 2026)