LTV · monthly repayment
▼ 0.50% · 3.625%
HK$77,503
−HK$4,860/mo
▼ 0.25% · 3.875%
HK$79,914
−HK$2,449/mo
Today · 4.125%
HK$82,363
baseline
▲ 0.50% · 4.625%
HK$87,375
+HK$5,012/mo
Deposit HK$16.99M · loan HK$16.99M · min. income ≈ HK$164,726/mo (50% DSR)
Upfront cash ≈ HK$18.44M (deposit + AVD stamp duty HK$1,444,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,222
−HK$4,658/mo
▼ 0.25% · 3.875%
HK$88,534
−HK$2,346/mo
Today · 4.125%
HK$90,880
baseline
▲ 0.50% · 4.625%
HK$95,670
+HK$4,790/mo
Deposit HK$16.99M · loan HK$16.99M · min. income ≈ HK$181,760/mo (50% DSR)
Upfront cash ≈ HK$18.44M (deposit + AVD stamp duty HK$1,444,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,004
−HK$5,832/mo
▼ 0.25% · 3.875%
HK$95,897
−HK$2,939/mo
Today · 4.125%
HK$98,836
baseline
▲ 0.50% · 4.625%
HK$104,850
+HK$6,014/mo
Deposit HK$13.60M · loan HK$20.39M · min. income ≈ HK$197,672/mo (50% DSR)
Upfront cash ≈ HK$15.04M (deposit + AVD stamp duty HK$1,444,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,466
−HK$5,590/mo
▼ 0.25% · 3.875%
HK$106,241
−HK$2,815/mo
Today · 4.125%
HK$109,056
baseline
▲ 0.50% · 4.625%
HK$114,804
+HK$5,748/mo
Deposit HK$13.60M · loan HK$20.39M · min. income ≈ HK$218,112/mo (50% DSR)
Upfront cash ≈ HK$15.04M (deposit + AVD stamp duty HK$1,444,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,505
−HK$6,804/mo
▼ 0.25% · 3.875%
HK$111,880
−HK$3,429/mo
Today · 4.125%
HK$115,309
baseline
▲ 0.50% · 4.625%
HK$122,325
+HK$7,016/mo
Deposit HK$10.20M · loan HK$23.79M · min. income ≈ HK$230,618/mo (50% DSR)
Upfront cash ≈ HK$11.64M (deposit + AVD stamp duty HK$1,444,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,710
−HK$6,522/mo
▼ 0.25% · 3.875%
HK$123,948
−HK$3,284/mo
Today · 4.125%
HK$127,232
baseline
▲ 0.50% · 4.625%
HK$133,938
+HK$6,706/mo
Deposit HK$10.20M · loan HK$23.79M · min. income ≈ HK$254,464/mo (50% DSR)
Upfront cash ≈ HK$11.64M (deposit + AVD stamp duty HK$1,444,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,506
−HK$8,748/mo
▼ 0.25% · 3.875%
HK$143,845
−HK$4,409/mo
Today · 4.125%
HK$148,254
baseline
▲ 0.50% · 4.625%
HK$157,275
+HK$9,021/mo
Deposit HK$3.40M · loan HK$30.59M · min. income ≈ HK$296,508/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$1,444,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,199
−HK$8,385/mo
▼ 0.25% · 3.875%
HK$159,361
−HK$4,223/mo
Today · 4.125%
HK$163,584
baseline
▲ 0.50% · 4.625%
HK$172,206
+HK$8,622/mo
Deposit HK$3.40M · loan HK$30.59M · min. income ≈ HK$327,168/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$1,444,526 · Scale 2, in force from 26 Feb 2026)