LTV · monthly repayment
▼ 0.50% · 3.625%
HK$77,507
−HK$4,861/mo
▼ 0.25% · 3.875%
HK$79,918
−HK$2,450/mo
Today · 4.125%
HK$82,368
baseline
▲ 0.50% · 4.625%
HK$87,380
+HK$5,012/mo
Deposit HK$17.00M · loan HK$17.00M · min. income ≈ HK$164,736/mo (50% DSR)
Upfront cash ≈ HK$18.44M (deposit + AVD stamp duty HK$1,444,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,226
−HK$4,659/mo
▼ 0.25% · 3.875%
HK$88,539
−HK$2,346/mo
Today · 4.125%
HK$90,885
baseline
▲ 0.50% · 4.625%
HK$95,675
+HK$4,790/mo
Deposit HK$17.00M · loan HK$17.00M · min. income ≈ HK$181,770/mo (50% DSR)
Upfront cash ≈ HK$18.44M (deposit + AVD stamp duty HK$1,444,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,009
−HK$5,832/mo
▼ 0.25% · 3.875%
HK$95,902
−HK$2,939/mo
Today · 4.125%
HK$98,841
baseline
▲ 0.50% · 4.625%
HK$104,856
+HK$6,015/mo
Deposit HK$13.60M · loan HK$20.39M · min. income ≈ HK$197,682/mo (50% DSR)
Upfront cash ≈ HK$15.04M (deposit + AVD stamp duty HK$1,444,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,471
−HK$5,591/mo
▼ 0.25% · 3.875%
HK$106,247
−HK$2,815/mo
Today · 4.125%
HK$109,062
baseline
▲ 0.50% · 4.625%
HK$114,811
+HK$5,749/mo
Deposit HK$13.60M · loan HK$20.39M · min. income ≈ HK$218,124/mo (50% DSR)
Upfront cash ≈ HK$15.04M (deposit + AVD stamp duty HK$1,444,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,510
−HK$6,805/mo
▼ 0.25% · 3.875%
HK$111,886
−HK$3,429/mo
Today · 4.125%
HK$115,315
baseline
▲ 0.50% · 4.625%
HK$122,332
+HK$7,017/mo
Deposit HK$10.20M · loan HK$23.79M · min. income ≈ HK$230,630/mo (50% DSR)
Upfront cash ≈ HK$11.64M (deposit + AVD stamp duty HK$1,444,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,717
−HK$6,522/mo
▼ 0.25% · 3.875%
HK$123,954
−HK$3,285/mo
Today · 4.125%
HK$127,239
baseline
▲ 0.50% · 4.625%
HK$133,946
+HK$6,707/mo
Deposit HK$10.20M · loan HK$23.79M · min. income ≈ HK$254,478/mo (50% DSR)
Upfront cash ≈ HK$11.64M (deposit + AVD stamp duty HK$1,444,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,513
−HK$8,749/mo
▼ 0.25% · 3.875%
HK$143,853
−HK$4,409/mo
Today · 4.125%
HK$148,262
baseline
▲ 0.50% · 4.625%
HK$157,283
+HK$9,021/mo
Deposit HK$3.40M · loan HK$30.59M · min. income ≈ HK$296,524/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$1,444,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,207
−HK$8,386/mo
▼ 0.25% · 3.875%
HK$159,370
−HK$4,223/mo
Today · 4.125%
HK$163,593
baseline
▲ 0.50% · 4.625%
HK$172,216
+HK$8,623/mo
Deposit HK$3.40M · loan HK$30.59M · min. income ≈ HK$327,186/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$1,444,604 · Scale 2, in force from 26 Feb 2026)