LTV · monthly repayment
▼ 0.50% · 3.625%
HK$77,508
−HK$4,861/mo
▼ 0.25% · 3.875%
HK$79,919
−HK$2,450/mo
Today · 4.125%
HK$82,369
baseline
▲ 0.50% · 4.625%
HK$87,381
+HK$5,012/mo
Deposit HK$17.00M · loan HK$17.00M · min. income ≈ HK$164,738/mo (50% DSR)
Upfront cash ≈ HK$18.44M (deposit + AVD stamp duty HK$1,444,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,227
−HK$4,659/mo
▼ 0.25% · 3.875%
HK$88,540
−HK$2,346/mo
Today · 4.125%
HK$90,886
baseline
▲ 0.50% · 4.625%
HK$95,677
+HK$4,791/mo
Deposit HK$17.00M · loan HK$17.00M · min. income ≈ HK$181,772/mo (50% DSR)
Upfront cash ≈ HK$18.44M (deposit + AVD stamp duty HK$1,444,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,010
−HK$5,833/mo
▼ 0.25% · 3.875%
HK$95,903
−HK$2,940/mo
Today · 4.125%
HK$98,843
baseline
▲ 0.50% · 4.625%
HK$104,857
+HK$6,014/mo
Deposit HK$13.60M · loan HK$20.39M · min. income ≈ HK$197,686/mo (50% DSR)
Upfront cash ≈ HK$15.04M (deposit + AVD stamp duty HK$1,444,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,473
−HK$5,590/mo
▼ 0.25% · 3.875%
HK$106,248
−HK$2,815/mo
Today · 4.125%
HK$109,063
baseline
▲ 0.50% · 4.625%
HK$114,812
+HK$5,749/mo
Deposit HK$13.60M · loan HK$20.39M · min. income ≈ HK$218,126/mo (50% DSR)
Upfront cash ≈ HK$15.04M (deposit + AVD stamp duty HK$1,444,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,512
−HK$6,804/mo
▼ 0.25% · 3.875%
HK$111,887
−HK$3,429/mo
Today · 4.125%
HK$115,316
baseline
▲ 0.50% · 4.625%
HK$122,333
+HK$7,017/mo
Deposit HK$10.20M · loan HK$23.79M · min. income ≈ HK$230,632/mo (50% DSR)
Upfront cash ≈ HK$11.64M (deposit + AVD stamp duty HK$1,444,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,718
−HK$6,522/mo
▼ 0.25% · 3.875%
HK$123,956
−HK$3,284/mo
Today · 4.125%
HK$127,240
baseline
▲ 0.50% · 4.625%
HK$133,947
+HK$6,707/mo
Deposit HK$10.20M · loan HK$23.79M · min. income ≈ HK$254,480/mo (50% DSR)
Upfront cash ≈ HK$11.64M (deposit + AVD stamp duty HK$1,444,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,515
−HK$8,749/mo
▼ 0.25% · 3.875%
HK$143,855
−HK$4,409/mo
Today · 4.125%
HK$148,264
baseline
▲ 0.50% · 4.625%
HK$157,285
+HK$9,021/mo
Deposit HK$3.40M · loan HK$30.59M · min. income ≈ HK$296,528/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$1,444,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,209
−HK$8,386/mo
▼ 0.25% · 3.875%
HK$159,372
−HK$4,223/mo
Today · 4.125%
HK$163,595
baseline
▲ 0.50% · 4.625%
HK$172,218
+HK$8,623/mo
Deposit HK$3.40M · loan HK$30.59M · min. income ≈ HK$327,190/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$1,444,621 · Scale 2, in force from 26 Feb 2026)