LTV · monthly repayment
▼ 0.50% · 3.625%
HK$77,509
−HK$4,860/mo
▼ 0.25% · 3.875%
HK$79,920
−HK$2,449/mo
Today · 4.125%
HK$82,369
baseline
▲ 0.50% · 4.625%
HK$87,381
+HK$5,012/mo
Deposit HK$17.00M · loan HK$17.00M · min. income ≈ HK$164,738/mo (50% DSR)
Upfront cash ≈ HK$18.44M (deposit + AVD stamp duty HK$1,444,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,228
−HK$4,659/mo
▼ 0.25% · 3.875%
HK$88,540
−HK$2,347/mo
Today · 4.125%
HK$90,887
baseline
▲ 0.50% · 4.625%
HK$95,677
+HK$4,790/mo
Deposit HK$17.00M · loan HK$17.00M · min. income ≈ HK$181,774/mo (50% DSR)
Upfront cash ≈ HK$18.44M (deposit + AVD stamp duty HK$1,444,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,011
−HK$5,832/mo
▼ 0.25% · 3.875%
HK$95,904
−HK$2,939/mo
Today · 4.125%
HK$98,843
baseline
▲ 0.50% · 4.625%
HK$104,858
+HK$6,015/mo
Deposit HK$13.60M · loan HK$20.39M · min. income ≈ HK$197,686/mo (50% DSR)
Upfront cash ≈ HK$15.04M (deposit + AVD stamp duty HK$1,444,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,473
−HK$5,591/mo
▼ 0.25% · 3.875%
HK$106,249
−HK$2,815/mo
Today · 4.125%
HK$109,064
baseline
▲ 0.50% · 4.625%
HK$114,813
+HK$5,749/mo
Deposit HK$13.60M · loan HK$20.39M · min. income ≈ HK$218,128/mo (50% DSR)
Upfront cash ≈ HK$15.04M (deposit + AVD stamp duty HK$1,444,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,512
−HK$6,805/mo
▼ 0.25% · 3.875%
HK$111,888
−HK$3,429/mo
Today · 4.125%
HK$115,317
baseline
▲ 0.50% · 4.625%
HK$122,334
+HK$7,017/mo
Deposit HK$10.20M · loan HK$23.79M · min. income ≈ HK$230,634/mo (50% DSR)
Upfront cash ≈ HK$11.64M (deposit + AVD stamp duty HK$1,444,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,719
−HK$6,522/mo
▼ 0.25% · 3.875%
HK$123,957
−HK$3,284/mo
Today · 4.125%
HK$127,241
baseline
▲ 0.50% · 4.625%
HK$133,948
+HK$6,707/mo
Deposit HK$10.20M · loan HK$23.79M · min. income ≈ HK$254,482/mo (50% DSR)
Upfront cash ≈ HK$11.64M (deposit + AVD stamp duty HK$1,444,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,516
−HK$8,749/mo
▼ 0.25% · 3.875%
HK$143,856
−HK$4,409/mo
Today · 4.125%
HK$148,265
baseline
▲ 0.50% · 4.625%
HK$157,287
+HK$9,022/mo
Deposit HK$3.40M · loan HK$30.59M · min. income ≈ HK$296,530/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$1,444,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,210
−HK$8,386/mo
▼ 0.25% · 3.875%
HK$159,373
−HK$4,223/mo
Today · 4.125%
HK$163,596
baseline
▲ 0.50% · 4.625%
HK$172,219
+HK$8,623/mo
Deposit HK$3.40M · loan HK$30.59M · min. income ≈ HK$327,192/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$1,444,631 · Scale 2, in force from 26 Feb 2026)