LTV · monthly repayment
▼ 0.50% · 3.625%
HK$77,512
−HK$4,861/mo
▼ 0.25% · 3.875%
HK$79,923
−HK$2,450/mo
Today · 4.125%
HK$82,373
baseline
▲ 0.50% · 4.625%
HK$87,385
+HK$5,012/mo
Deposit HK$17.00M · loan HK$17.00M · min. income ≈ HK$164,746/mo (50% DSR)
Upfront cash ≈ HK$18.44M (deposit + AVD stamp duty HK$1,444,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,231
−HK$4,659/mo
▼ 0.25% · 3.875%
HK$88,544
−HK$2,346/mo
Today · 4.125%
HK$90,890
baseline
▲ 0.50% · 4.625%
HK$95,681
+HK$4,791/mo
Deposit HK$17.00M · loan HK$17.00M · min. income ≈ HK$181,780/mo (50% DSR)
Upfront cash ≈ HK$18.44M (deposit + AVD stamp duty HK$1,444,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,014
−HK$5,833/mo
▼ 0.25% · 3.875%
HK$95,907
−HK$2,940/mo
Today · 4.125%
HK$98,847
baseline
▲ 0.50% · 4.625%
HK$104,862
+HK$6,015/mo
Deposit HK$13.60M · loan HK$20.40M · min. income ≈ HK$197,694/mo (50% DSR)
Upfront cash ≈ HK$15.04M (deposit + AVD stamp duty HK$1,444,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,477
−HK$5,591/mo
▼ 0.25% · 3.875%
HK$106,253
−HK$2,815/mo
Today · 4.125%
HK$109,068
baseline
▲ 0.50% · 4.625%
HK$114,817
+HK$5,749/mo
Deposit HK$13.60M · loan HK$20.40M · min. income ≈ HK$218,136/mo (50% DSR)
Upfront cash ≈ HK$15.04M (deposit + AVD stamp duty HK$1,444,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,517
−HK$6,805/mo
▼ 0.25% · 3.875%
HK$111,892
−HK$3,430/mo
Today · 4.125%
HK$115,322
baseline
▲ 0.50% · 4.625%
HK$122,339
+HK$7,017/mo
Deposit HK$10.20M · loan HK$23.79M · min. income ≈ HK$230,644/mo (50% DSR)
Upfront cash ≈ HK$11.64M (deposit + AVD stamp duty HK$1,444,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,724
−HK$6,522/mo
▼ 0.25% · 3.875%
HK$123,961
−HK$3,285/mo
Today · 4.125%
HK$127,246
baseline
▲ 0.50% · 4.625%
HK$133,953
+HK$6,707/mo
Deposit HK$10.20M · loan HK$23.79M · min. income ≈ HK$254,492/mo (50% DSR)
Upfront cash ≈ HK$11.64M (deposit + AVD stamp duty HK$1,444,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,521
−HK$8,750/mo
▼ 0.25% · 3.875%
HK$143,861
−HK$4,410/mo
Today · 4.125%
HK$148,271
baseline
▲ 0.50% · 4.625%
HK$157,292
+HK$9,021/mo
Deposit HK$3.40M · loan HK$30.59M · min. income ≈ HK$296,542/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$1,444,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,216
−HK$8,386/mo
▼ 0.25% · 3.875%
HK$159,379
−HK$4,223/mo
Today · 4.125%
HK$163,602
baseline
▲ 0.50% · 4.625%
HK$172,226
+HK$8,624/mo
Deposit HK$3.40M · loan HK$30.59M · min. income ≈ HK$327,204/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$1,444,686 · Scale 2, in force from 26 Feb 2026)