LTV · monthly repayment
▼ 0.50% · 3.625%
HK$77,513
−HK$4,860/mo
▼ 0.25% · 3.875%
HK$79,924
−HK$2,449/mo
Today · 4.125%
HK$82,373
baseline
▲ 0.50% · 4.625%
HK$87,386
+HK$5,013/mo
Deposit HK$17.00M · loan HK$17.00M · min. income ≈ HK$164,746/mo (50% DSR)
Upfront cash ≈ HK$18.44M (deposit + AVD stamp duty HK$1,444,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,232
−HK$4,659/mo
▼ 0.25% · 3.875%
HK$88,545
−HK$2,346/mo
Today · 4.125%
HK$90,891
baseline
▲ 0.50% · 4.625%
HK$95,682
+HK$4,791/mo
Deposit HK$17.00M · loan HK$17.00M · min. income ≈ HK$181,782/mo (50% DSR)
Upfront cash ≈ HK$18.44M (deposit + AVD stamp duty HK$1,444,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,015
−HK$5,833/mo
▼ 0.25% · 3.875%
HK$95,908
−HK$2,940/mo
Today · 4.125%
HK$98,848
baseline
▲ 0.50% · 4.625%
HK$104,863
+HK$6,015/mo
Deposit HK$13.60M · loan HK$20.40M · min. income ≈ HK$197,696/mo (50% DSR)
Upfront cash ≈ HK$15.04M (deposit + AVD stamp duty HK$1,444,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,478
−HK$5,591/mo
▼ 0.25% · 3.875%
HK$106,254
−HK$2,815/mo
Today · 4.125%
HK$109,069
baseline
▲ 0.50% · 4.625%
HK$114,818
+HK$5,749/mo
Deposit HK$13.60M · loan HK$20.40M · min. income ≈ HK$218,138/mo (50% DSR)
Upfront cash ≈ HK$15.04M (deposit + AVD stamp duty HK$1,444,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,518
−HK$6,805/mo
▼ 0.25% · 3.875%
HK$111,893
−HK$3,430/mo
Today · 4.125%
HK$115,323
baseline
▲ 0.50% · 4.625%
HK$122,340
+HK$7,017/mo
Deposit HK$10.20M · loan HK$23.80M · min. income ≈ HK$230,646/mo (50% DSR)
Upfront cash ≈ HK$11.64M (deposit + AVD stamp duty HK$1,444,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,725
−HK$6,522/mo
▼ 0.25% · 3.875%
HK$123,963
−HK$3,284/mo
Today · 4.125%
HK$127,247
baseline
▲ 0.50% · 4.625%
HK$133,954
+HK$6,707/mo
Deposit HK$10.20M · loan HK$23.80M · min. income ≈ HK$254,494/mo (50% DSR)
Upfront cash ≈ HK$11.64M (deposit + AVD stamp duty HK$1,444,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,523
−HK$8,749/mo
▼ 0.25% · 3.875%
HK$143,863
−HK$4,409/mo
Today · 4.125%
HK$148,272
baseline
▲ 0.50% · 4.625%
HK$157,294
+HK$9,022/mo
Deposit HK$3.40M · loan HK$30.59M · min. income ≈ HK$296,544/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$1,444,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,218
−HK$8,385/mo
▼ 0.25% · 3.875%
HK$159,380
−HK$4,223/mo
Today · 4.125%
HK$163,603
baseline
▲ 0.50% · 4.625%
HK$172,227
+HK$8,624/mo
Deposit HK$3.40M · loan HK$30.59M · min. income ≈ HK$327,206/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$1,444,700 · Scale 2, in force from 26 Feb 2026)