LTV · monthly repayment
▼ 0.50% · 3.625%
HK$77,514
−HK$4,861/mo
▼ 0.25% · 3.875%
HK$79,925
−HK$2,450/mo
Today · 4.125%
HK$82,375
baseline
▲ 0.50% · 4.625%
HK$87,387
+HK$5,012/mo
Deposit HK$17.00M · loan HK$17.00M · min. income ≈ HK$164,750/mo (50% DSR)
Upfront cash ≈ HK$18.44M (deposit + AVD stamp duty HK$1,444,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,233
−HK$4,659/mo
▼ 0.25% · 3.875%
HK$88,546
−HK$2,346/mo
Today · 4.125%
HK$90,892
baseline
▲ 0.50% · 4.625%
HK$95,683
+HK$4,791/mo
Deposit HK$17.00M · loan HK$17.00M · min. income ≈ HK$181,784/mo (50% DSR)
Upfront cash ≈ HK$18.44M (deposit + AVD stamp duty HK$1,444,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,017
−HK$5,833/mo
▼ 0.25% · 3.875%
HK$95,910
−HK$2,940/mo
Today · 4.125%
HK$98,850
baseline
▲ 0.50% · 4.625%
HK$104,864
+HK$6,014/mo
Deposit HK$13.60M · loan HK$20.40M · min. income ≈ HK$197,700/mo (50% DSR)
Upfront cash ≈ HK$15.04M (deposit + AVD stamp duty HK$1,444,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,480
−HK$5,591/mo
▼ 0.25% · 3.875%
HK$106,255
−HK$2,816/mo
Today · 4.125%
HK$109,071
baseline
▲ 0.50% · 4.625%
HK$114,820
+HK$5,749/mo
Deposit HK$13.60M · loan HK$20.40M · min. income ≈ HK$218,142/mo (50% DSR)
Upfront cash ≈ HK$15.04M (deposit + AVD stamp duty HK$1,444,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,519
−HK$6,805/mo
▼ 0.25% · 3.875%
HK$111,895
−HK$3,429/mo
Today · 4.125%
HK$115,324
baseline
▲ 0.50% · 4.625%
HK$122,342
+HK$7,018/mo
Deposit HK$10.20M · loan HK$23.80M · min. income ≈ HK$230,648/mo (50% DSR)
Upfront cash ≈ HK$11.64M (deposit + AVD stamp duty HK$1,444,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,727
−HK$6,522/mo
▼ 0.25% · 3.875%
HK$123,964
−HK$3,285/mo
Today · 4.125%
HK$127,249
baseline
▲ 0.50% · 4.625%
HK$133,957
+HK$6,708/mo
Deposit HK$10.20M · loan HK$23.80M · min. income ≈ HK$254,498/mo (50% DSR)
Upfront cash ≈ HK$11.64M (deposit + AVD stamp duty HK$1,444,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,525
−HK$8,749/mo
▼ 0.25% · 3.875%
HK$143,865
−HK$4,409/mo
Today · 4.125%
HK$148,274
baseline
▲ 0.50% · 4.625%
HK$157,296
+HK$9,022/mo
Deposit HK$3.40M · loan HK$30.59M · min. income ≈ HK$296,548/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$1,444,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,220
−HK$8,386/mo
▼ 0.25% · 3.875%
HK$159,383
−HK$4,223/mo
Today · 4.125%
HK$163,606
baseline
▲ 0.50% · 4.625%
HK$172,230
+HK$8,624/mo
Deposit HK$3.40M · loan HK$30.59M · min. income ≈ HK$327,212/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$1,444,722 · Scale 2, in force from 26 Feb 2026)