LTV · monthly repayment
▼ 0.50% · 3.625%
HK$77,515
−HK$4,861/mo
▼ 0.25% · 3.875%
HK$79,926
−HK$2,450/mo
Today · 4.125%
HK$82,376
baseline
▲ 0.50% · 4.625%
HK$87,388
+HK$5,012/mo
Deposit HK$17.00M · loan HK$17.00M · min. income ≈ HK$164,752/mo (50% DSR)
Upfront cash ≈ HK$18.44M (deposit + AVD stamp duty HK$1,444,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,235
−HK$4,658/mo
▼ 0.25% · 3.875%
HK$88,547
−HK$2,346/mo
Today · 4.125%
HK$90,893
baseline
▲ 0.50% · 4.625%
HK$95,685
+HK$4,792/mo
Deposit HK$17.00M · loan HK$17.00M · min. income ≈ HK$181,786/mo (50% DSR)
Upfront cash ≈ HK$18.44M (deposit + AVD stamp duty HK$1,444,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,018
−HK$5,833/mo
▼ 0.25% · 3.875%
HK$95,911
−HK$2,940/mo
Today · 4.125%
HK$98,851
baseline
▲ 0.50% · 4.625%
HK$104,866
+HK$6,015/mo
Deposit HK$13.60M · loan HK$20.40M · min. income ≈ HK$197,702/mo (50% DSR)
Upfront cash ≈ HK$15.04M (deposit + AVD stamp duty HK$1,444,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,481
−HK$5,591/mo
▼ 0.25% · 3.875%
HK$106,257
−HK$2,815/mo
Today · 4.125%
HK$109,072
baseline
▲ 0.50% · 4.625%
HK$114,822
+HK$5,750/mo
Deposit HK$13.60M · loan HK$20.40M · min. income ≈ HK$218,144/mo (50% DSR)
Upfront cash ≈ HK$15.04M (deposit + AVD stamp duty HK$1,444,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,521
−HK$6,805/mo
▼ 0.25% · 3.875%
HK$111,896
−HK$3,430/mo
Today · 4.125%
HK$115,326
baseline
▲ 0.50% · 4.625%
HK$122,343
+HK$7,017/mo
Deposit HK$10.20M · loan HK$23.80M · min. income ≈ HK$230,652/mo (50% DSR)
Upfront cash ≈ HK$11.64M (deposit + AVD stamp duty HK$1,444,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,728
−HK$6,523/mo
▼ 0.25% · 3.875%
HK$123,966
−HK$3,285/mo
Today · 4.125%
HK$127,251
baseline
▲ 0.50% · 4.625%
HK$133,958
+HK$6,707/mo
Deposit HK$10.20M · loan HK$23.80M · min. income ≈ HK$254,502/mo (50% DSR)
Upfront cash ≈ HK$11.64M (deposit + AVD stamp duty HK$1,444,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,527
−HK$8,749/mo
▼ 0.25% · 3.875%
HK$143,867
−HK$4,409/mo
Today · 4.125%
HK$148,276
baseline
▲ 0.50% · 4.625%
HK$157,299
+HK$9,023/mo
Deposit HK$3.40M · loan HK$30.59M · min. income ≈ HK$296,552/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$1,444,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,222
−HK$8,386/mo
▼ 0.25% · 3.875%
HK$159,385
−HK$4,223/mo
Today · 4.125%
HK$163,608
baseline
▲ 0.50% · 4.625%
HK$172,232
+HK$8,624/mo
Deposit HK$3.40M · loan HK$30.59M · min. income ≈ HK$327,216/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$1,444,742 · Scale 2, in force from 26 Feb 2026)