LTV · monthly repayment
▼ 0.50% · 3.625%
HK$77,516
−HK$4,861/mo
▼ 0.25% · 3.875%
HK$79,928
−HK$2,449/mo
Today · 4.125%
HK$82,377
baseline
▲ 0.50% · 4.625%
HK$87,390
+HK$5,013/mo
Deposit HK$17.00M · loan HK$17.00M · min. income ≈ HK$164,754/mo (50% DSR)
Upfront cash ≈ HK$18.44M (deposit + AVD stamp duty HK$1,444,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,236
−HK$4,659/mo
▼ 0.25% · 3.875%
HK$88,549
−HK$2,346/mo
Today · 4.125%
HK$90,895
baseline
▲ 0.50% · 4.625%
HK$95,687
+HK$4,792/mo
Deposit HK$17.00M · loan HK$17.00M · min. income ≈ HK$181,790/mo (50% DSR)
Upfront cash ≈ HK$18.44M (deposit + AVD stamp duty HK$1,444,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,020
−HK$5,833/mo
▼ 0.25% · 3.875%
HK$95,913
−HK$2,940/mo
Today · 4.125%
HK$98,853
baseline
▲ 0.50% · 4.625%
HK$104,868
+HK$6,015/mo
Deposit HK$13.60M · loan HK$20.40M · min. income ≈ HK$197,706/mo (50% DSR)
Upfront cash ≈ HK$15.04M (deposit + AVD stamp duty HK$1,444,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,484
−HK$5,590/mo
▼ 0.25% · 3.875%
HK$106,259
−HK$2,815/mo
Today · 4.125%
HK$109,074
baseline
▲ 0.50% · 4.625%
HK$114,824
+HK$5,750/mo
Deposit HK$13.60M · loan HK$20.40M · min. income ≈ HK$218,148/mo (50% DSR)
Upfront cash ≈ HK$15.04M (deposit + AVD stamp duty HK$1,444,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,523
−HK$6,805/mo
▼ 0.25% · 3.875%
HK$111,899
−HK$3,429/mo
Today · 4.125%
HK$115,328
baseline
▲ 0.50% · 4.625%
HK$122,346
+HK$7,018/mo
Deposit HK$10.20M · loan HK$23.80M · min. income ≈ HK$230,656/mo (50% DSR)
Upfront cash ≈ HK$11.64M (deposit + AVD stamp duty HK$1,444,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,731
−HK$6,522/mo
▼ 0.25% · 3.875%
HK$123,969
−HK$3,284/mo
Today · 4.125%
HK$127,253
baseline
▲ 0.50% · 4.625%
HK$133,961
+HK$6,708/mo
Deposit HK$10.20M · loan HK$23.80M · min. income ≈ HK$254,506/mo (50% DSR)
Upfront cash ≈ HK$11.64M (deposit + AVD stamp duty HK$1,444,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,530
−HK$8,749/mo
▼ 0.25% · 3.875%
HK$143,870
−HK$4,409/mo
Today · 4.125%
HK$148,279
baseline
▲ 0.50% · 4.625%
HK$157,302
+HK$9,023/mo
Deposit HK$3.40M · loan HK$30.60M · min. income ≈ HK$296,558/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$1,444,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,225
−HK$8,387/mo
▼ 0.25% · 3.875%
HK$159,388
−HK$4,224/mo
Today · 4.125%
HK$163,612
baseline
▲ 0.50% · 4.625%
HK$172,236
+HK$8,624/mo
Deposit HK$3.40M · loan HK$30.60M · min. income ≈ HK$327,224/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$1,444,772 · Scale 2, in force from 26 Feb 2026)