LTV · monthly repayment
▼ 0.50% · 3.625%
HK$77,520
−HK$4,861/mo
▼ 0.25% · 3.875%
HK$79,931
−HK$2,450/mo
Today · 4.125%
HK$82,381
baseline
▲ 0.50% · 4.625%
HK$87,394
+HK$5,013/mo
Deposit HK$17.00M · loan HK$17.00M · min. income ≈ HK$164,762/mo (50% DSR)
Upfront cash ≈ HK$18.44M (deposit + AVD stamp duty HK$1,444,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,240
−HK$4,659/mo
▼ 0.25% · 3.875%
HK$88,553
−HK$2,346/mo
Today · 4.125%
HK$90,899
baseline
▲ 0.50% · 4.625%
HK$95,691
+HK$4,792/mo
Deposit HK$17.00M · loan HK$17.00M · min. income ≈ HK$181,798/mo (50% DSR)
Upfront cash ≈ HK$18.44M (deposit + AVD stamp duty HK$1,444,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,024
−HK$5,833/mo
▼ 0.25% · 3.875%
HK$95,917
−HK$2,940/mo
Today · 4.125%
HK$98,857
baseline
▲ 0.50% · 4.625%
HK$104,872
+HK$6,015/mo
Deposit HK$13.60M · loan HK$20.40M · min. income ≈ HK$197,714/mo (50% DSR)
Upfront cash ≈ HK$15.04M (deposit + AVD stamp duty HK$1,444,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,488
−HK$5,591/mo
▼ 0.25% · 3.875%
HK$106,264
−HK$2,815/mo
Today · 4.125%
HK$109,079
baseline
▲ 0.50% · 4.625%
HK$114,829
+HK$5,750/mo
Deposit HK$13.60M · loan HK$20.40M · min. income ≈ HK$218,158/mo (50% DSR)
Upfront cash ≈ HK$15.04M (deposit + AVD stamp duty HK$1,444,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,528
−HK$6,805/mo
▼ 0.25% · 3.875%
HK$111,904
−HK$3,429/mo
Today · 4.125%
HK$115,333
baseline
▲ 0.50% · 4.625%
HK$122,351
+HK$7,018/mo
Deposit HK$10.20M · loan HK$23.80M · min. income ≈ HK$230,666/mo (50% DSR)
Upfront cash ≈ HK$11.64M (deposit + AVD stamp duty HK$1,444,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,736
−HK$6,523/mo
▼ 0.25% · 3.875%
HK$123,974
−HK$3,285/mo
Today · 4.125%
HK$127,259
baseline
▲ 0.50% · 4.625%
HK$133,967
+HK$6,708/mo
Deposit HK$10.20M · loan HK$23.80M · min. income ≈ HK$254,518/mo (50% DSR)
Upfront cash ≈ HK$11.64M (deposit + AVD stamp duty HK$1,444,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,536
−HK$8,750/mo
▼ 0.25% · 3.875%
HK$143,876
−HK$4,410/mo
Today · 4.125%
HK$148,286
baseline
▲ 0.50% · 4.625%
HK$157,309
+HK$9,023/mo
Deposit HK$3.40M · loan HK$30.60M · min. income ≈ HK$296,572/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$1,444,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,232
−HK$8,387/mo
▼ 0.25% · 3.875%
HK$159,395
−HK$4,224/mo
Today · 4.125%
HK$163,619
baseline
▲ 0.50% · 4.625%
HK$172,243
+HK$8,624/mo
Deposit HK$3.40M · loan HK$30.60M · min. income ≈ HK$327,238/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$1,444,834 · Scale 2, in force from 26 Feb 2026)