LTV · monthly repayment
▼ 0.50% · 3.625%
HK$77,526
−HK$4,862/mo
▼ 0.25% · 3.875%
HK$79,937
−HK$2,451/mo
Today · 4.125%
HK$82,388
baseline
▲ 0.50% · 4.625%
HK$87,401
+HK$5,013/mo
Deposit HK$17.00M · loan HK$17.00M · min. income ≈ HK$164,776/mo (50% DSR)
Upfront cash ≈ HK$18.44M (deposit + AVD stamp duty HK$1,444,949 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,247
−HK$4,659/mo
▼ 0.25% · 3.875%
HK$88,560
−HK$2,346/mo
Today · 4.125%
HK$90,906
baseline
▲ 0.50% · 4.625%
HK$95,698
+HK$4,792/mo
Deposit HK$17.00M · loan HK$17.00M · min. income ≈ HK$181,812/mo (50% DSR)
Upfront cash ≈ HK$18.44M (deposit + AVD stamp duty HK$1,444,949 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,031
−HK$5,834/mo
▼ 0.25% · 3.875%
HK$95,925
−HK$2,940/mo
Today · 4.125%
HK$98,865
baseline
▲ 0.50% · 4.625%
HK$104,881
+HK$6,016/mo
Deposit HK$13.60M · loan HK$20.40M · min. income ≈ HK$197,730/mo (50% DSR)
Upfront cash ≈ HK$15.04M (deposit + AVD stamp duty HK$1,444,949 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,496
−HK$5,592/mo
▼ 0.25% · 3.875%
HK$106,272
−HK$2,816/mo
Today · 4.125%
HK$109,088
baseline
▲ 0.50% · 4.625%
HK$114,838
+HK$5,750/mo
Deposit HK$13.60M · loan HK$20.40M · min. income ≈ HK$218,176/mo (50% DSR)
Upfront cash ≈ HK$15.04M (deposit + AVD stamp duty HK$1,444,949 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,536
−HK$6,807/mo
▼ 0.25% · 3.875%
HK$111,912
−HK$3,431/mo
Today · 4.125%
HK$115,343
baseline
▲ 0.50% · 4.625%
HK$122,361
+HK$7,018/mo
Deposit HK$10.20M · loan HK$23.80M · min. income ≈ HK$230,686/mo (50% DSR)
Upfront cash ≈ HK$11.64M (deposit + AVD stamp duty HK$1,444,949 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,746
−HK$6,523/mo
▼ 0.25% · 3.875%
HK$123,984
−HK$3,285/mo
Today · 4.125%
HK$127,269
baseline
▲ 0.50% · 4.625%
HK$133,978
+HK$6,709/mo
Deposit HK$10.20M · loan HK$23.80M · min. income ≈ HK$254,538/mo (50% DSR)
Upfront cash ≈ HK$11.64M (deposit + AVD stamp duty HK$1,444,949 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,547
−HK$8,751/mo
▼ 0.25% · 3.875%
HK$143,887
−HK$4,411/mo
Today · 4.125%
HK$148,298
baseline
▲ 0.50% · 4.625%
HK$157,321
+HK$9,023/mo
Deposit HK$3.40M · loan HK$30.60M · min. income ≈ HK$296,596/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$1,444,949 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,244
−HK$8,388/mo
▼ 0.25% · 3.875%
HK$159,408
−HK$4,224/mo
Today · 4.125%
HK$163,632
baseline
▲ 0.50% · 4.625%
HK$172,257
+HK$8,625/mo
Deposit HK$3.40M · loan HK$30.60M · min. income ≈ HK$327,264/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$1,444,949 · Scale 2, in force from 26 Feb 2026)