LTV · monthly repayment
▼ 0.50% · 3.625%
HK$77,529
−HK$4,862/mo
▼ 0.25% · 3.875%
HK$79,940
−HK$2,451/mo
Today · 4.125%
HK$82,391
baseline
▲ 0.50% · 4.625%
HK$87,404
+HK$5,013/mo
Deposit HK$17.00M · loan HK$17.00M · min. income ≈ HK$164,782/mo (50% DSR)
Upfront cash ≈ HK$18.45M (deposit + AVD stamp duty HK$1,445,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,250
−HK$4,660/mo
▼ 0.25% · 3.875%
HK$88,563
−HK$2,347/mo
Today · 4.125%
HK$90,910
baseline
▲ 0.50% · 4.625%
HK$95,702
+HK$4,792/mo
Deposit HK$17.00M · loan HK$17.00M · min. income ≈ HK$181,820/mo (50% DSR)
Upfront cash ≈ HK$18.45M (deposit + AVD stamp duty HK$1,445,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,035
−HK$5,834/mo
▼ 0.25% · 3.875%
HK$95,929
−HK$2,940/mo
Today · 4.125%
HK$98,869
baseline
▲ 0.50% · 4.625%
HK$104,885
+HK$6,016/mo
Deposit HK$13.60M · loan HK$20.40M · min. income ≈ HK$197,738/mo (50% DSR)
Upfront cash ≈ HK$15.05M (deposit + AVD stamp duty HK$1,445,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,500
−HK$5,592/mo
▼ 0.25% · 3.875%
HK$106,276
−HK$2,816/mo
Today · 4.125%
HK$109,092
baseline
▲ 0.50% · 4.625%
HK$114,842
+HK$5,750/mo
Deposit HK$13.60M · loan HK$20.40M · min. income ≈ HK$218,184/mo (50% DSR)
Upfront cash ≈ HK$15.05M (deposit + AVD stamp duty HK$1,445,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,540
−HK$6,807/mo
▼ 0.25% · 3.875%
HK$111,917
−HK$3,430/mo
Today · 4.125%
HK$115,347
baseline
▲ 0.50% · 4.625%
HK$122,365
+HK$7,018/mo
Deposit HK$10.20M · loan HK$23.80M · min. income ≈ HK$230,694/mo (50% DSR)
Upfront cash ≈ HK$11.65M (deposit + AVD stamp duty HK$1,445,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,750
−HK$6,524/mo
▼ 0.25% · 3.875%
HK$123,989
−HK$3,285/mo
Today · 4.125%
HK$127,274
baseline
▲ 0.50% · 4.625%
HK$133,983
+HK$6,709/mo
Deposit HK$10.20M · loan HK$23.80M · min. income ≈ HK$254,548/mo (50% DSR)
Upfront cash ≈ HK$11.65M (deposit + AVD stamp duty HK$1,445,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,552
−HK$8,751/mo
▼ 0.25% · 3.875%
HK$143,893
−HK$4,410/mo
Today · 4.125%
HK$148,303
baseline
▲ 0.50% · 4.625%
HK$157,327
+HK$9,024/mo
Deposit HK$3.40M · loan HK$30.60M · min. income ≈ HK$296,606/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$1,445,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,250
−HK$8,388/mo
▼ 0.25% · 3.875%
HK$159,414
−HK$4,224/mo
Today · 4.125%
HK$163,638
baseline
▲ 0.50% · 4.625%
HK$172,263
+HK$8,625/mo
Deposit HK$3.40M · loan HK$30.60M · min. income ≈ HK$327,276/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$1,445,003 · Scale 2, in force from 26 Feb 2026)