LTV · monthly repayment
▼ 0.50% · 3.625%
HK$77,530
−HK$4,862/mo
▼ 0.25% · 3.875%
HK$79,942
−HK$2,450/mo
Today · 4.125%
HK$82,392
baseline
▲ 0.50% · 4.625%
HK$87,406
+HK$5,014/mo
Deposit HK$17.00M · loan HK$17.00M · min. income ≈ HK$164,784/mo (50% DSR)
Upfront cash ≈ HK$18.45M (deposit + AVD stamp duty HK$1,445,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,252
−HK$4,660/mo
▼ 0.25% · 3.875%
HK$88,565
−HK$2,347/mo
Today · 4.125%
HK$90,912
baseline
▲ 0.50% · 4.625%
HK$95,704
+HK$4,792/mo
Deposit HK$17.00M · loan HK$17.00M · min. income ≈ HK$181,824/mo (50% DSR)
Upfront cash ≈ HK$18.45M (deposit + AVD stamp duty HK$1,445,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,037
−HK$5,834/mo
▼ 0.25% · 3.875%
HK$95,930
−HK$2,941/mo
Today · 4.125%
HK$98,871
baseline
▲ 0.50% · 4.625%
HK$104,887
+HK$6,016/mo
Deposit HK$13.60M · loan HK$20.40M · min. income ≈ HK$197,742/mo (50% DSR)
Upfront cash ≈ HK$15.05M (deposit + AVD stamp duty HK$1,445,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,502
−HK$5,592/mo
▼ 0.25% · 3.875%
HK$106,278
−HK$2,816/mo
Today · 4.125%
HK$109,094
baseline
▲ 0.50% · 4.625%
HK$114,845
+HK$5,751/mo
Deposit HK$13.60M · loan HK$20.40M · min. income ≈ HK$218,188/mo (50% DSR)
Upfront cash ≈ HK$15.05M (deposit + AVD stamp duty HK$1,445,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,543
−HK$6,806/mo
▼ 0.25% · 3.875%
HK$111,919
−HK$3,430/mo
Today · 4.125%
HK$115,349
baseline
▲ 0.50% · 4.625%
HK$122,368
+HK$7,019/mo
Deposit HK$10.20M · loan HK$23.80M · min. income ≈ HK$230,698/mo (50% DSR)
Upfront cash ≈ HK$11.65M (deposit + AVD stamp duty HK$1,445,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,753
−HK$6,523/mo
▼ 0.25% · 3.875%
HK$123,991
−HK$3,285/mo
Today · 4.125%
HK$127,276
baseline
▲ 0.50% · 4.625%
HK$133,985
+HK$6,709/mo
Deposit HK$10.20M · loan HK$23.80M · min. income ≈ HK$254,552/mo (50% DSR)
Upfront cash ≈ HK$11.65M (deposit + AVD stamp duty HK$1,445,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,555
−HK$8,751/mo
▼ 0.25% · 3.875%
HK$143,896
−HK$4,410/mo
Today · 4.125%
HK$148,306
baseline
▲ 0.50% · 4.625%
HK$157,330
+HK$9,024/mo
Deposit HK$3.40M · loan HK$30.60M · min. income ≈ HK$296,612/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$1,445,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,253
−HK$8,388/mo
▼ 0.25% · 3.875%
HK$159,417
−HK$4,224/mo
Today · 4.125%
HK$163,641
baseline
▲ 0.50% · 4.625%
HK$172,267
+HK$8,626/mo
Deposit HK$3.40M · loan HK$30.60M · min. income ≈ HK$327,282/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$1,445,033 · Scale 2, in force from 26 Feb 2026)