LTV · monthly repayment
▼ 0.50% · 3.625%
HK$77,532
−HK$4,862/mo
▼ 0.25% · 3.875%
HK$79,944
−HK$2,450/mo
Today · 4.125%
HK$82,394
baseline
▲ 0.50% · 4.625%
HK$87,408
+HK$5,014/mo
Deposit HK$17.00M · loan HK$17.00M · min. income ≈ HK$164,788/mo (50% DSR)
Upfront cash ≈ HK$18.45M (deposit + AVD stamp duty HK$1,445,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,254
−HK$4,660/mo
▼ 0.25% · 3.875%
HK$88,567
−HK$2,347/mo
Today · 4.125%
HK$90,914
baseline
▲ 0.50% · 4.625%
HK$95,706
+HK$4,792/mo
Deposit HK$17.00M · loan HK$17.00M · min. income ≈ HK$181,828/mo (50% DSR)
Upfront cash ≈ HK$18.45M (deposit + AVD stamp duty HK$1,445,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,039
−HK$5,834/mo
▼ 0.25% · 3.875%
HK$95,933
−HK$2,940/mo
Today · 4.125%
HK$98,873
baseline
▲ 0.50% · 4.625%
HK$104,889
+HK$6,016/mo
Deposit HK$13.60M · loan HK$20.40M · min. income ≈ HK$197,746/mo (50% DSR)
Upfront cash ≈ HK$15.05M (deposit + AVD stamp duty HK$1,445,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,505
−HK$5,592/mo
▼ 0.25% · 3.875%
HK$106,281
−HK$2,816/mo
Today · 4.125%
HK$109,097
baseline
▲ 0.50% · 4.625%
HK$114,847
+HK$5,750/mo
Deposit HK$13.60M · loan HK$20.40M · min. income ≈ HK$218,194/mo (50% DSR)
Upfront cash ≈ HK$15.05M (deposit + AVD stamp duty HK$1,445,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,545
−HK$6,807/mo
▼ 0.25% · 3.875%
HK$111,922
−HK$3,430/mo
Today · 4.125%
HK$115,352
baseline
▲ 0.50% · 4.625%
HK$122,371
+HK$7,019/mo
Deposit HK$10.20M · loan HK$23.80M · min. income ≈ HK$230,704/mo (50% DSR)
Upfront cash ≈ HK$11.65M (deposit + AVD stamp duty HK$1,445,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,756
−HK$6,524/mo
▼ 0.25% · 3.875%
HK$123,994
−HK$3,286/mo
Today · 4.125%
HK$127,280
baseline
▲ 0.50% · 4.625%
HK$133,989
+HK$6,709/mo
Deposit HK$10.20M · loan HK$23.80M · min. income ≈ HK$254,560/mo (50% DSR)
Upfront cash ≈ HK$11.65M (deposit + AVD stamp duty HK$1,445,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,558
−HK$8,752/mo
▼ 0.25% · 3.875%
HK$143,899
−HK$4,411/mo
Today · 4.125%
HK$148,310
baseline
▲ 0.50% · 4.625%
HK$157,334
+HK$9,024/mo
Deposit HK$3.40M · loan HK$30.60M · min. income ≈ HK$296,620/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$1,445,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,257
−HK$8,388/mo
▼ 0.25% · 3.875%
HK$159,421
−HK$4,224/mo
Today · 4.125%
HK$163,645
baseline
▲ 0.50% · 4.625%
HK$172,271
+HK$8,626/mo
Deposit HK$3.40M · loan HK$30.60M · min. income ≈ HK$327,290/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$1,445,068 · Scale 2, in force from 26 Feb 2026)